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0em\",\"container_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"bg_lower_parallax\":false,\"bg_lower_parallax_size\":\"150%\",\"bg_lower_parallax_direction\":\"v\",\"bg_lower_parallax_reverse\":false,\"bg_upper_parallax\":false,\"bg_upper_parallax_size\":\"150%\",\"bg_upper_parallax_direction\":\"v\",\"bg_upper_parallax_reverse\":false,\"css\":\"\",\"_modules\":[{\"_type\":\"content-area-off-canvas\",\"_region\":\"top\",\"off_canvas_content\":\"<div style=\\\"padding: 15px; font-size: 13px; line-height: 1.8; color: rgba(255, 255, 255, 0.5);\\\">\\n <h2 style=\\\"margin: 0 0 0.65em; font-size: 1.35em; letter-spacing: 0.15em; line-height: 1.8; text-transform: uppercase; color: #fff;\\\">About This Page</h2>\\n <p>This header showcases a few main aspects of our bar styling options—but certainly not all!</p>\\n <p>First, we have a transparent, \\\"absolute\\\" bar overhanging everything. That bar is the one that houses this off canvas area.</p>\\n <p>Next, we have our \\\"full-height\\\" bar that is actually using a little bit of CSS magic to offset the height of the bar below it (notice how that bar is always positioned at the bottom of the screen). Additionally, notice how the text and buttons inside this bar respond to the sizing of the viewport all without the need for JavaScript.</p>\\n <p>Then, we have our last visible bar that houses our logo and navigation. This bar becomes sticky as you scroll down the screen, and also shrinks to a specified ratio of its original size. Notice how the links maintain their positioning and the logo scales automatically. Also, we\'ve turned on our \\\"content scrolling\\\" for this bar, allowing its contents to be scrolled horizontally on smaller screens, a pattern we\'re seeing much more of on mobile devices these days.</p>\\n <p>Finally, as you scroll further down the page, you\'ll notice a final sticky bar slide in...from out of nowhere! This utilizes our \\\"initially hidden\\\" option, which allows you to bring in content further down a page as needed, perfect for the calls to action in our example.</p>\\n <p style=\\\"margin: 0;\\\">This is only a sliver of what is possible with our new bar styling options available in our header builder. We\'ve abstracted out a core set of useful features to achieve complex navigation layouts, and then our styling and JavaScript takes care of the rest intelligently. We look forward to seeing what you create with these new tools!</p>\\n</div>\",\"toggle_anchor_type\":\"toggle\",\"toggle_anchor_has_template\":true,\"toggle_anchor_has_link_control\":false,\"toggle_anchor_base_font_size\":\"1em\",\"toggle_anchor_width\":\"3em\",\"toggle_anchor_height\":\"3em\",\"toggle_anchor_min_width\":\"0px\",\"toggle_anchor_min_height\":\"0px\",\"toggle_anchor_max_width\":\"none\",\"toggle_anchor_max_height\":\"none\",\"toggle_anchor_bg_color\":\"transparent\",\"toggle_anchor_bg_color_alt\":\"transparent\",\"toggle_anchor_margin\":\"0em\",\"toggle_anchor_padding\":\"0em\",\"toggle_anchor_border_width\":\"0px\",\"toggle_anchor_border_style\":\"none\",\"toggle_anchor_border_color\":\"transparent\",\"toggle_anchor_border_color_alt\":\"transparent\",\"toggle_anchor_border_radius\":\"0em\",\"toggle_anchor_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"toggle_anchor_box_shadow_color\":\"transparent\",\"toggle_anchor_box_shadow_color_alt\":\"transparent\",\"toggle_anchor_text_margin\":\"5px\",\"toggle_anchor_primary_font_family\":\"fw_fallback\",\"toggle_anchor_primary_font_weight\":\"fw_fallback:400\",\"toggle_anchor_primary_font_size\":\"1em\",\"toggle_anchor_primary_letter_spacing\":\"0em\",\"toggle_anchor_primary_line_height\":\"1\",\"toggle_anchor_primary_font_style\":\"normal\",\"toggle_anchor_primary_text_align\":\"none\",\"toggle_anchor_primary_text_decoration\":\"none\",\"toggle_anchor_primary_text_transform\":\"none\",\"toggle_anchor_primary_text_color\":\"rgba(0, 0, 0, 0.35)\",\"toggle_anchor_primary_text_color_alt\":\"rgba(0, 0, 0, 0.75)\",\"toggle_anchor_primary_text_shadow_dimensions\":\"0px 0px 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Our team specializes in different areas of lending to provide the absolute best fit for your particular financial needs. We retain servicing of most of our loans which provides an experience where you can locally reach out and inquire about any post-closing and future needs that may arise for the life of the loan with us. </p>\\n\\n<p>We offer COMPETITIVE rates/fees and service and your closing experience is our TOP priority. We take special concern for our local first responders and veterans and go above and beyond to make the process of home buying a seamless and pleasant one! This is one of the most important events in your life and we aim to make the financial part of it as painless as possible!</p>\\n\\n\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.8\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 0px\",\"text_text_shadow_color\":\"transparent\",\"text_columns_break_inside\":\"auto\",\"text_columns\":false,\"text_columns_count\":2,\"text_columns_width\":\"250px\",\"text_columns_gap\":\"25px\",\"text_columns_rule_style\":\"none\",\"text_columns_rule_width\":\"0px\",\"text_columns_rule_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\"}]},{\"_type\":\"column\",\"title\":\"\",\"_active\":true,\"size\":\"1/3\",\"column_base_font_size\":\"1em\",\"column_z_index\":\"1\",\"column_fade\":false,\"column_fade_duration\":\"0.5s\",\"column_fade_animation\":\"in\",\"column_fade_animation_offset\":\"50px\",\"column_bg_color\":\"transparent\",\"column_bg_advanced\":false,\"bg_lower_type\":\"none\",\"bg_lower_color\":\"rgba(255, 255, 255, 0.5)\",\"bg_lower_image\":\"\",\"bg_lower_image_repeat\":\"no-repeat\",\"bg_lower_image_size\":\"cover\",\"bg_lower_image_position\":\"center\",\"bg_lower_video\":\"\",\"bg_lower_video_poster\":\"\",\"bg_upper_type\":\"none\",\"bg_upper_color\":\"rgba(255, 255, 255, 0.5)\",\"bg_upper_image\":\"\",\"bg_upper_image_repeat\":\"no-repeat\",\"bg_upper_image_size\":\"cover\",\"bg_upper_image_position\":\"center\",\"bg_upper_video\":\"\",\"bg_upper_video_poster\":\"\",\"bg_lower_parallax\":false,\"bg_lower_parallax_size\":\"150%\",\"bg_lower_parallax_direction\":\"v\",\"bg_lower_parallax_reverse\":false,\"bg_upper_parallax\":false,\"bg_upper_parallax_size\":\"150%\",\"bg_upper_parallax_direction\":\"v\",\"bg_upper_parallax_reverse\":false,\"bg_border_radius\":\"inherit\",\"column_text_align\":\"none\",\"column_padding\":\"0em\",\"column_border_width\":\"0px\",\"column_border_style\":\"none\",\"column_border_color\":\"transparent\",\"column_border_radius\":\"0px 0px 0px 0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<div class=\\\"col-xs-4 col-sm-5 col-md-4 col-lg-3 col-lg-offset-1\\\"><img id=\\\"cook-img\\\" class=\\\"person center-block alignright\\\" title=\\\"jkurutz\\\" src=\\\"http://caliberhomeloans.com/images/default-source/caliber-loan-consultants/jkurutz.jpg?sfvrsn=0\\\" style=\\\"margin-right:30px;\\\" alt=\\\"Jessica A. Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h5><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h5>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"http://jessicakurutz.com/public_html/about/\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">About Me</a></p>\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 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href=\\\"https://www.facebook.com/CaliberHomeLoansInc\\\" target=\\\"_blank\\\"><img src=\\\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/caliber-foot-logo.png\\\" border=\\\"0\\\"></a>\\n\\n<a href=\\\"https://www.google.com/maps/dir/\'\'/2095+Indian+River+Blvd,+Vero+Beach,+FL+32960/data=!4m5!4m4!1m0!1m2!1m1!1s0x88de5ed8eb653153:0x6edc353781189756?sa=X&ved=2ahUKEwjNvOKxp_TcAhVHLKwKHdXzC3MQwwUwAHoECAYQAw\\\" style=\\\"text-decoration:underline; color:#ffffff;\\\" target=\\\"_blank\\\"><p style=\\\"color:#ffffff;\\\">2095 Indian River Blvd. <br> Vero Beach, Florida 32960</p></a\\n\\n<a href=\\\"https://www.facebook.com/CaliberHomeLoansInc\\\" style=\\\"color:#ffffff !important;\\\" target=\\\"_blank\\\" title=\\\"Visit Us On Facebook\\\"><img src=\\\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/facebook.png\\\" 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h4 style=\\\"margin-bottom:2px;\\\"><span style=\\\"color: #ffffff; font-weight:normal;\\\">DIVISIONS</span></h4>\\n<ul>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://caliberwholesale.com/\\\" target=\\\"_blank\\\">WHOLESALE</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://calibercl.com/\\\" target=\\\"_blank\\\">CORRESPONDENT</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://joincalibernow.com/\\\" target=\\\"_blank\\\">RECRUITING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://myaccount.caliberhomeloans.com/\\\" target=\\\"_blank\\\">SERVICING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://www.calibermilitarylending.com/\\\" target=\\\"_blank\\\">MILITARY & VETERAN LENDING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://www.caliberhomeloans.com/loans-programs/national-builder\\\" target=\\\"_blank\\\">NATIONAL BUILDER</a></li>\\n</ul>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0.83em 0em 0em 0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h4 style=\\\"margin-bottom:2px;\\\"><span style=\\\"color: #ffffff; font-weight:normal;\\\">RESOURCES</span></h4>\\n<ul>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/branch-locator\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">FIND A LOAN CONSULTANT</a></li> \\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/tools-resources/faqs\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">FREQUENTLY ASKED QUESTIONS</a></li> \\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/tools-resources/mobile-applications\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">MOBILE APPLICATIONS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/mortgage-servicing-acqusitions\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">PROSPECTIVE SELLERS/INVESTORS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.joincalibernow.com/join-caliber\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">CAREERS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/contact-us\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">CONTACT US</a>\\n</ul>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0.83em 0em 0em 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Kurutz\\\" width=\\\"200\\\" height=\\\"250\\\" class=\\\"alignright size-full wp-image-116\\\" />\\n<h5>Meet Jessica A. Kurutz</h5>\\nWe understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.\\n<br><br>\\n<img class=\\\"alignleft\\\" src=\\\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\\\" alt=\\\"aboutLightbulb\\\" style=\\\"width:30%\\\" />\\n\\n<div class=\\\"col-xs-12 col-sm-6 col-md-8\\\">\\n\\n<h3 style=\\\"color: #000000; padding: 10px;\\\">Imagine...</h3>\\n<p style=\\\"color: #000000; padding: 10px;\\\">A mortgage lender created by industry experts who understand the challenges of today\\u2019s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. </p>\\n\\n<p>We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.</p>\\n\\n<h5 style=\\\"color: #000000;\\\">Unlike many banking institutions, mortgages are our only business. What\\u2019s in it for you? More loan choices, many with fewer restrictions \\u2013 and that\\u2019s just the beginning.</h5>\\n\\n<p></p>\\n\\n<ul>\\n \\t<li>We offer a growing range of home loan and refinancing options. 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This enables us to continue our business relationship with you.</li>\\n</ul>\\n</div>\\n<div class=\\\"container-fluid\\\">\\n<div class=\\\"row common-margin\\\">\\n<div class=\\\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\\\"><img class=\\\"alignright\\\" src=\\\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\\\" alt=\\\"aboutArrowHouse\\\" width=\\\"362\\\" height=\\\"334\\\" style=\\\"width:40%\\\" /></div>\\n<div class=\\\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\\\">\\n<h5>More About Caliber Home Loans</h5>\\n<p>After several years in business as two separate entities \\u2013 Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013.\\u00a0<a href=\\\"https://www.caliberhomeloans.com/about-us/history target=\\\" _blank=\\\"\\\">View History</a></p>\\n\\n<p>Since many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today\\u2019s home-buyers. 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Our current business rankings are proof of this, as we\\u2019ve grown to become a leading mortgage lender in just under <strong>three years**. * Some exclusions apply. ** Sources: Inside Mortgage Finance, Mortgagestats.com.</strong></p></div>\\n</div>\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em 1.15em 1.15em 1.15em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 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href=\\\"https://www.facebook.com/CaliberHomeLoansInc\\\" target=\\\"_blank\\\"><img src=\\\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/caliber-foot-logo.png\\\" border=\\\"0\\\"></a>\\n\\n<a href=\\\"https://www.google.com/maps/dir/\'\'/2095+Indian+River+Blvd,+Vero+Beach,+FL+32960/data=!4m5!4m4!1m0!1m2!1m1!1s0x88de5ed8eb653153:0x6edc353781189756?sa=X&ved=2ahUKEwjNvOKxp_TcAhVHLKwKHdXzC3MQwwUwAHoECAYQAw\\\" style=\\\"text-decoration:underline; color:#ffffff;\\\" target=\\\"_blank\\\"><p style=\\\"color:#ffffff;\\\">2095 Indian River Blvd. <br> Vero Beach, Florida 32960</p></a\\n\\n<a href=\\\"https://www.facebook.com/CaliberHomeLoansInc\\\" style=\\\"color:#ffffff !important;\\\" target=\\\"_blank\\\" title=\\\"Visit Us On Facebook\\\"><img src=\\\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/facebook.png\\\" 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Kurutz\\\" title=\\\"jkurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<strong>Sales Manager</strong><br />\\nNMLS#: 584540\\n<div class=\\\"category-list-display\\\"></div>\\n<div class=\\\"address\\\"><span class=\\\"icon-map-marker\\\"></span>\\n<div class=\\\"address-text\\\">2095 Indian River Blvd.<br />\\nVero Beach, FL 32960</div>\\n</div>\\n<p><a role=\\\"button\\\" data-toggle=\\\"collapse\\\" data-parent=\\\"#accordion\\\" href=\\\"https://www.caliberhomeloans.com/loan-consultant/florida/vero-beach-FL/jkurutz#collapseOne\\\" aria-expanded=\\\"true\\\" aria-controls=\\\"collapseOne\\\" class=\\\"button sweep-border blue bbio btn-scroll\\\" scroll-to=\\\"#bio\\\">About Me</a></p>\\n\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 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Kurutz</span></h3>\\n<strong>Sales Manager</strong><br />\\nNMLS#: 584540\\n<div class=\\\"category-list-display\\\"></div>\\n<div class=\\\"address\\\"><span class=\\\"icon-map-marker\\\"></span>\\n<div class=\\\"address-text\\\">2095 Indian River Blvd.<br />\\nVero Beach, FL 32960</div>\\n</div>\\n<p><a role=\\\"button\\\" data-toggle=\\\"collapse\\\" data-parent=\\\"#accordion\\\" href=\\\"https://www.caliberhomeloans.com/loan-consultant/florida/vero-beach-FL/jkurutz#collapseOne\\\" aria-expanded=\\\"true\\\" aria-controls=\\\"collapseOne\\\" class=\\\"button sweep-border blue bbio btn-scroll\\\" scroll-to=\\\"#bio\\\">About Me</a></p>\\n\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 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Kurutz</span></h3>\\n<strong>Sales Manager</strong><br />\\nNMLS#: 584540\\n<div class=\\\"category-list-display\\\"></div>\\n<div class=\\\"address\\\"><span class=\\\"icon-map-marker\\\"></span>\\n<div class=\\\"address-text\\\">2095 Indian River Blvd.<br />\\nVero Beach, FL 32960</div>\\n</div>\\n<p><a role=\\\"button\\\" data-toggle=\\\"collapse\\\" data-parent=\\\"#accordion\\\" href=\\\"https://www.caliberhomeloans.com/loan-consultant/florida/vero-beach-FL/jkurutz#collapseOne\\\" aria-expanded=\\\"true\\\" aria-controls=\\\"collapseOne\\\" class=\\\"button sweep-border blue bbio btn-scroll\\\" scroll-to=\\\"#bio\\\">About Me</a></p>\\n\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 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Kurutz\\\" title=\\\"jkurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<strong>Sales Manager</strong><br />\\nNMLS#: 584540\\n<div class=\\\"category-list-display\\\"></div>\\n<div class=\\\"address\\\"><span class=\\\"icon-map-marker\\\"></span>\\n<div class=\\\"address-text\\\">2095 Indian River Blvd.<br />\\nVero Beach, FL 32960</div>\\n</div>\\n<p><a role=\\\"button\\\" data-toggle=\\\"collapse\\\" data-parent=\\\"#accordion\\\" href=\\\"https://www.caliberhomeloans.com/loan-consultant/florida/vero-beach-FL/jkurutz#collapseOne\\\" aria-expanded=\\\"true\\\" aria-controls=\\\"collapseOne\\\" class=\\\"button sweep-border blue bbio btn-scroll\\\" scroll-to=\\\"#bio\\\">About Me</a></p>\\n\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<div class=\\\"col-xs-4 col-sm-5 col-md-4 col-lg-3 col-lg-offset-1\\\"><img id=\\\"cook-img\\\" class=\\\"person center-block alignright\\\" title=\\\"jkurutz\\\" src=\\\"http://caliberhomeloans.com/images/default-source/caliber-loan-consultants/jkurutz.jpg?sfvrsn=0\\\" style=\\\"margin-right:30px;\\\" alt=\\\"Jessica A. Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"https://www.caliberhomeloans.com/loan-consultant/florida/vero-beach-FL/jkurutz#collapseOne\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\" data-toggle=\\\"collapse\\\" data-parent=\\\"#accordion\\\" aria-expanded=\\\"true\\\" aria-controls=\\\"collapseOne\\\">About Me</a></p>\\n\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 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Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"https://www.caliberhomeloans.com/loan-consultant/florida/vero-beach-FL/jkurutz#collapseOne\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\" data-toggle=\\\"collapse\\\" data-parent=\\\"#accordion\\\" aria-expanded=\\\"true\\\" aria-controls=\\\"collapseOne\\\">About Me</a></p>\\n\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 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Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" 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Kurutz</h3><br />\\nWe understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.</p>\\n<p>With a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.</p>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 0px\",\"text_text_shadow_color\":\"transparent\",\"text_columns_break_inside\":\"auto\",\"text_columns\":false,\"text_columns_count\":2,\"text_columns_width\":\"250px\",\"text_columns_gap\":\"25px\",\"text_columns_rule_style\":\"none\",\"text_columns_rule_width\":\"0px\",\"text_columns_rule_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\"}]},{\"_type\":\"column\",\"title\":\"\",\"_active\":true,\"size\":\"1/2\",\"column_base_font_size\":\"1em\",\"column_z_index\":\"1\",\"column_fade\":false,\"column_fade_duration\":\"0.5s\",\"column_fade_animation\":\"in\",\"column_fade_animation_offset\":\"50px\",\"column_bg_color\":\"transparent\",\"column_bg_advanced\":false,\"bg_lower_type\":\"none\",\"bg_lower_color\":\"rgba(255, 255, 255, 0.5)\",\"bg_lower_image\":\"\",\"bg_lower_image_repeat\":\"no-repeat\",\"bg_lower_image_size\":\"cover\",\"bg_lower_image_position\":\"center\",\"bg_lower_video\":\"\",\"bg_lower_video_poster\":\"\",\"bg_upper_type\":\"none\",\"bg_upper_color\":\"rgba(255, 255, 255, 0.5)\",\"bg_upper_image\":\"\",\"bg_upper_image_repeat\":\"no-repeat\",\"bg_upper_image_size\":\"cover\",\"bg_upper_image_position\":\"center\",\"bg_upper_video\":\"\",\"bg_upper_video_poster\":\"\",\"bg_lower_parallax\":false,\"bg_lower_parallax_size\":\"150%\",\"bg_lower_parallax_direction\":\"v\",\"bg_lower_parallax_reverse\":false,\"bg_upper_parallax\":false,\"bg_upper_parallax_size\":\"150%\",\"bg_upper_parallax_direction\":\"v\",\"bg_upper_parallax_reverse\":false,\"bg_border_radius\":\"inherit\",\"column_text_align\":\"none\",\"column_padding\":\"0em\",\"column_border_width\":\"0px\",\"column_border_style\":\"none\",\"column_border_color\":\"transparent\",\"column_border_radius\":\"0px 0px 0px 0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<div class=\\\"col-xs-4 col-sm-5 col-md-4 col-lg-3 col-lg-offset-1\\\"><img id=\\\"cook-img\\\" class=\\\"person center-block alignright\\\" title=\\\"jkurutz\\\" src=\\\"http://caliberhomeloans.com/images/default-source/caliber-loan-consultants/jkurutz.jpg?sfvrsn=0\\\" style=\\\"margin-right:30px;\\\" alt=\\\"Jessica A. Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"https://www.caliberhomeloans.com/loan-consultant/florida/vero-beach-FL/jkurutz#collapseOne\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\" data-toggle=\\\"collapse\\\" data-parent=\\\"#accordion\\\" aria-expanded=\\\"true\\\" aria-controls=\\\"collapseOne\\\">About Me</a></p>\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 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Kurutz\\\" width=\\\"200\\\" height=\\\"250\\\" class=\\\"alignright size-full wp-image-116\\\" />\\n<h5>Meet Jessica A. Kurutz</h5>\\n<p>I specialize in affluent lending with the most competitive and cost saving jumbo loan options available. I understand the complex needs of self-employment and fixed incomes. I have diverse background in affluent lending and analyzing of lending options for the best fit of such profile. My newest product offers loan amounts up to 2/3M with as little as 5% down with NO monthly mortgage insurance. 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href=\\\"https://www.facebook.com/CaliberHomeLoansInc\\\" target=\\\"_blank\\\"><img src=\\\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/caliber-foot-logo.png\\\" border=\\\"0\\\"></a>\\n\\n<a href=\\\"https://www.google.com/maps/dir/\'\'/2095+Indian+River+Blvd,+Vero+Beach,+FL+32960/data=!4m5!4m4!1m0!1m2!1m1!1s0x88de5ed8eb653153:0x6edc353781189756?sa=X&ved=2ahUKEwjNvOKxp_TcAhVHLKwKHdXzC3MQwwUwAHoECAYQAw\\\" style=\\\"text-decoration:underline; color:#ffffff;\\\" target=\\\"_blank\\\"><p style=\\\"color:#ffffff;\\\">2095 Indian River Blvd. <br> Vero Beach, Florida 32960</p></a\\n\\n<a href=\\\"https://www.facebook.com/CaliberHomeLoansInc\\\" style=\\\"color:#ffffff !important;\\\" target=\\\"_blank\\\" title=\\\"Visit Us On Facebook\\\"><img 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I understand the complex needs of self-employment and fixed incomes. I have diverse background in affluent lending and analyzing of lending options for the best fit of such profile. My newest product offers loan amounts up to 2/3M with as little as 5% down with NO monthly mortgage insurance. Why utilize investments or cash when the cost of money is so affordable right now. We understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.'),(630,140,'_cornerstone_data','[{\"_type\":\"section\",\"_order\":0,\"title\":\"\",\"section_base_font_size\":\"1em\",\"section_z_index\":\"1\",\"section_bg_color\":\"transparent\",\"section_bg_advanced\":false,\"bg_lower_type\":\"none\",\"bg_lower_color\":\"rgba(255, 255, 255, 0.5)\",\"bg_lower_image\":\"\",\"bg_lower_image_repeat\":\"no-repeat\",\"bg_lower_image_size\":\"cover\",\"bg_lower_image_position\":\"center\",\"bg_lower_video\":\"\",\"bg_lower_video_poster\":\"\",\"bg_upper_type\":\"none\",\"bg_upper_color\":\"rgba(255, 255, 255, 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Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" 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0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<div class=\\\"col-xs-4 col-sm-5 col-md-4 col-lg-3 col-lg-offset-1\\\"><img id=\\\"cook-img\\\" class=\\\"person center-block alignright\\\" title=\\\"jkurutz\\\" src=\\\"http://caliberhomeloans.com/images/default-source/caliber-loan-consultants/jkurutz.jpg?sfvrsn=0\\\" style=\\\"margin-right:30px;\\\" alt=\\\"Jessica A. Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" 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However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.</p>\\n\\n<h5><em class=\\\"note\\\" style=\\\"font-size: 16px;\\\">Anonymous Reviews</em></h5>\\n<ul>\\n \\t<li>Very efficient and timely. Closed in 21 Days and had great service</li>\\n \\t<li>Every step of the way, the employees at Caliber do their best to make sure things move forward in a smooth way. They help make my job as a realtor much easier. I definitely plan on continuing to refer my clients.</li>\\n \\t<li>Hard work exhibited by the team</li>\\n \\t<li>Because Jessica works very hard for me and my clients and is available to me in a moments notice if I need her.</li>\\n \\t<li>Jessica and her staff worked so hard in a very small time frame to meet our closing date. She was in constant contact with us to keep us updated every step of the way. If I had a question about anything, she would take it.</li>\\n \\t<li>Working with Luba, Christy, and Jessica was a wonderful experience. Always friendly and any questions we had were answered immediately.</li>\\n \\t<li>LUBA REILLY DID A GREAT JOB! THANKS AGAIN FROM JOE THE REALTOR</li>\\n \\t<li>The application process was simple. My questions were answered promptly. I was kept informed along the way. Rates and fees were competitive.</li>\\n \\t<li>Jessica Kurutz and her team are the best loan team I have ever worked with. (and I was in the mortgage industry for nearly 30 yrs.) They communicate well, keep everyone informed, have competitive programs and pricing.</li>\\n \\t<li>Jessica Kurutz and Christy Owen Graham were a wonderful team! As I told them many, many times \\\"Those ladies rock!\\\" Closed in record time. They made things simple, easy and straightforward. 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title=\\\"Facebook\\\"></a>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h4 style=\\\"margin-bottom:2px;\\\"><span style=\\\"color: #ffffff; font-weight:normal;\\\">DIVISIONS</span></h4>\\n<ul>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://caliberwholesale.com/\\\" target=\\\"_blank\\\">WHOLESALE</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://calibercl.com/\\\" target=\\\"_blank\\\">CORRESPONDENT</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://joincalibernow.com/\\\" target=\\\"_blank\\\">RECRUITING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://myaccount.caliberhomeloans.com/\\\" target=\\\"_blank\\\">SERVICING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://www.calibermilitarylending.com/\\\" target=\\\"_blank\\\">MILITARY & VETERAN LENDING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://www.caliberhomeloans.com/loans-programs/national-builder\\\" target=\\\"_blank\\\">NATIONAL BUILDER</a></li>\\n</ul>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 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However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.</p>\\n\\n<h5><em class=\\\"note\\\" style=\\\"font-size: 16px;\\\">Anonymous Reviews</em></h5>\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"well bg-color-white padding-10 clearfix\\\">\\n<div id=\\\"mainPageContent\\\" class=\\\"tab-content\\\">\\n<div id=\\\"promoterComments\\\" class=\\\"tab-pane fade in comments-list-container\\\">\\n<div class=\\\"stream-scroll\\\">\\n<div class=\\\"chat-body no-padding profile-message\\\">\\n<div class=\\\"enscrollwrapper hasscroll\\\" tabindex=\\\"0\\\">\\n<ul class=\\\"commentslistcontainer-promoterComments\\\">\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Jul\\u00a06,\\u00a02018</span></span></div>\\n</div>\\nVery efficient and timely. Closed in 21days and had great service\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Jul\\u00a06,\\u00a02018</span></span></div>\\n</div>\\n<span class=\\\"comments-stream-trimmed-comment\\\">Every step of the way, the employees at Caliber do their best to make sure things move forward in a smooth way. They help make my job as a realtor much easier. I definitely plan on continuing to refer my clients to Calib...<a class=\\\"toggle-full-comment\\\" data-view=\\\"trim\\\">\\u00a0\\u00a0>>>\\u00a0\\u00a0more</a></span>\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Jun\\u00a05,\\u00a02018</span></span></div>\\n</div>\\nHard work exhibited by the team\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Jun\\u00a02,\\u00a02018</span></span></div>\\n</div>\\nBecause Jessica works very hard for me and my clients and is available to me in a moments notice if I need her.\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">May\\u00a031,\\u00a02018</span></span></div>\\n</div>\\n<span class=\\\"comments-stream-trimmed-comment\\\">Jessica and her staff worked so hard in a very small time frame to meet our closing date. She was in constant contact with us to keep us updated every step of the way. If I had a question about anything, she would take t...<a class=\\\"toggle-full-comment\\\" data-view=\\\"trim\\\">\\u00a0\\u00a0>>>\\u00a0\\u00a0more</a></span>\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">May\\u00a07,\\u00a02018</span></span></div>\\n</div>\\nWorking with Luba, Christy, and Jessica was a wonderful experience. Always friendly and any questions we had were answered immediately.\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Apr\\u00a030,\\u00a02018</span></span></div>\\n</div>\\nLUBA REILLY DID A GREAT JOB! THANKS AGAIN FROM JOE THE REALTOR\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Apr\\u00a012,\\u00a02018</span></span></div>\\n</div>\\nThe application process was simple. My questions were answered promptly. I was kept informed along the way. Rates and fees were competitive\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Apr\\u00a010,\\u00a02018</span></span></div>\\n</div>\\n<span class=\\\"comments-stream-trimmed-comment\\\">Jessica Kurutz and her team are the best loan team I have ever worked with. (and I was in the mortgage industry for nearly 30 yrs.) They communicate well, keep everyone inforrmed, have competative programs and pricing an...<a class=\\\"toggle-full-comment\\\" data-view=\\\"trim\\\">\\u00a0\\u00a0>>>\\u00a0\\u00a0more</a></span>\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Apr\\u00a03,\\u00a02018</span></span></div>\\n</div>\\n<span class=\\\"comments-stream-trimmed-comment\\\">Jessica Kurutz and Christy Owen Graham were a wonderful team! As I told them many, many times \\\"Those ladies rock!\\\" Closed in record time. They made things simple, easy and straightforward. 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0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h5><a class=\\\"file-link\\\" href=\\\"https://www.caliberhomeloans.com/docs/default-source/loose_files/privacy-notice-update.pdf?sfvrsn=6\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">Consumer Privacy Notice</a>\\u00a0(PDF)</h5>\\n<h5>Website Privacy Notice</h5>\\n<p>Caliber Home Loans, Inc. and its affiliates (collectively \\\"Caliber Home Loans\\\" or \\\"We\\\") will treat personal data that you provide through this web site or any related web sites (collectively the \\\"Site\\\") according to this privacy policy (this \\\"Policy\\\"), which is consistent with our treatment of personal data that you provide offline to us or to our brokers and dealers. By visiting the Site, you agree to be bound by this Policy.</p>\\n<ul>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Foreign visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Children</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Personal data we collect from visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Other data we automatically collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">How we use the data we collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Sharing data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Security</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Public areas</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Your access to personal data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Links</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Notices and revisions</a></li>\\n</ul>\\n<h5 id=\\\"foreign\\\">Foreign visitors</h5>\\nIf you are visiting the Site from outside the United States, please do not provide any personal data through the Site or by e-mail, as this Policy may not comply with local laws in your jurisdiction.\\n<h5 id=\\\"children\\\">Children</h5>\\nThis Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.\\n<h5 id=\\\"data\\\">Personal data we collect from visitors</h5>\\nPersonal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this Site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us e-mail or request information, your name, e-mail address, and any other personal data you supply in your e-mail message.\\n<h5 id=\\\"other\\\">Other data we automatically collect</h5>\\nWhen you visit the Site, Caliber Home Loans collects certain non-personal data by various means, one of which is \\\"cookies.\\\" A cookie is an alphanumeric string of text (a unique identifier) that our web server stores in your computer by means of your web browser. The cookie allows us to recognize your computer when you revisit the Site. We can then improve your use of the Site, for example by providing quick log-ins, displaying only web pages that interest you, and saving you from retyping information in a form. Cookies also allow us to analyze aggregate traffic on the Site to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of the Site\'s features. Cookies do not contain personal data, nor can they read or transmit any data on your computer\'s hard drive. They can, nonetheless, be combined with personal data that you knowingly provide, to create a profile. Caliber Home Loans does not use cookies in this manner without your express consent.\\n\\nRegardless of cookies, all web browsers transmit the IP address of the computer on which they are running (so that the web server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.\\n<h5 id=\\\"uses\\\">How we use the data we collect</h5>\\nWe may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to \\\"opt out\\\" of receiving future communications. You cannot, however, opt out of receiving communications about your account, such as service announcements and administrative notices.\\n<h5 id=\\\"sharing\\\">Sharing data</h5>\\nCaliber Home Loans may share data that you provide under the following circumstances:\\n<ol>\\n \\t<li><strong>Affiliates</strong>\\n<ol>\\n \\t<li>We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.</li>\\n \\t<li>We may also share other personal data that you provide with our affiliates in order to provide you with information about products or services that may interest you.</li>\\n</ol>\\n</li>\\n \\t<li><strong>Agents and Service Providers</strong>\\u00a0- In order to establish, administer, and manage our customers\' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, or process job applications, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf, or with other financial institutions (including insurance companies) with whom we have joint marketing agreements.</li>\\n \\t<li><strong>Third Parties (Disclosures Permitted or Required by Law)</strong>\\u00a0- In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. We may also disclose your personal data to third parties when legally compelled to do so, or when we believe that such disclosure is appropriate to comply with the law, to enforce our terms of use, or to protect the rights, property, or safety of Caliber Home Loans, its employees, customers, visitors to the Site, and others. Please be aware that these disclosures are permitted by law without your consent.</li>\\n \\t<li><strong>Business Transfers</strong>\\u00a0- As we develop our business, we may sell or buy businesses or assets, or be involved in mergers or other corporate reorganization. In transactions such as these, your personal data may be one of the transferred business assets.</li>\\n \\t<li><strong>Other Third Parties (Optional Disclosures)</strong>\\u00a0- We may share, as permitted by law, your personal data with third parties with whom we do not have joint marketing agreements, such as other financial service providers, insurance companies, or non-financial companies such as service organizations, retailers, travel services or direct marketers. These companies may wish to provide you with information about products or services that may interest you.</li>\\n \\t<li><strong>Option for our Consumer Customers</strong>: If you are a consumer (as opposed to commercial) customer of Caliber Home Loans, you may direct us not to share personal data with other third parties, except as permitted by law, by sending an e-mail to\\u00a0<a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\" target=\\\"_top\\\">US.Privacy@CaliberHomeLoans.com</a>.</li>\\n</ol>\\n<h5 id=\\\"security\\\">Security</h5>\\nCaliber Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Caliber Home Loans form (such as a job or credit application) is encrypted. Any personal information that Caliber Home Loans electronically transmits to you at your request (such as your account balance) is encrypted. E-mail communications are not encrypted. 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title=\\\"Facebook\\\"></a>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h4 style=\\\"margin-bottom:2px;\\\"><span style=\\\"color: #ffffff; font-weight:normal;\\\">DIVISIONS</span></h4>\\n<ul>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://caliberwholesale.com/\\\" target=\\\"_blank\\\">WHOLESALE</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://calibercl.com/\\\" target=\\\"_blank\\\">CORRESPONDENT</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://joincalibernow.com/\\\" target=\\\"_blank\\\">RECRUITING</a></li>\\n<li style=\\\"color:#ffffff; 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0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h5><a class=\\\"file-link\\\" href=\\\"https://www.caliberhomeloans.com/docs/default-source/loose_files/privacy-notice-update.pdf?sfvrsn=6\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">Consumer Privacy Notice</a>\\u00a0(PDF)</h5>\\n<h2>Website Privacy Notice</h2>\\nCaliber Home Loans, Inc. and its affiliates (collectively \\\"Caliber Home Loans\\\" or \\\"We\\\") will treat personal data that you provide through this web site or any related web sites (collectively the \\\"Site\\\") according to this privacy policy (this \\\"Policy\\\"), which is consistent with our treatment of personal data that you provide offline to us or to our brokers and dealers. By visiting the Site, you agree to be bound by this Policy.\\n<ul>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Foreign visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Children</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Personal data we collect from visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Other data we automatically collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">How we use the data we collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Sharing data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Security</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Public areas</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Your access to personal data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Links</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Notices and revisions</a></li>\\n</ul>\\n<h3 id=\\\"foreign\\\">Foreign visitors</h3>\\nIf you are visiting the Site from outside the United States, please do not provide any personal data through the Site or by e-mail, as this Policy may not comply with local laws in your jurisdiction.\\n<h3 id=\\\"children\\\">Children</h3>\\nThis Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.\\n<h3 id=\\\"data\\\">Personal data we collect from visitors</h3>\\nPersonal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this Site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us e-mail or request information, your name, e-mail address, and any other personal data you supply in your e-mail message.\\n<h3 id=\\\"other\\\">Other data we automatically collect</h3>\\nWhen you visit the Site, Caliber Home Loans collects certain non-personal data by various means, one of which is \\\"cookies.\\\" A cookie is an alphanumeric string of text (a unique identifier) that our web server stores in your computer by means of your web browser. The cookie allows us to recognize your computer when you revisit the Site. We can then improve your use of the Site, for example by providing quick log-ins, displaying only web pages that interest you, and saving you from retyping information in a form. Cookies also allow us to analyze aggregate traffic on the Site to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of the Site\'s features. Cookies do not contain personal data, nor can they read or transmit any data on your computer\'s hard drive. They can, nonetheless, be combined with personal data that you knowingly provide, to create a profile. Caliber Home Loans does not use cookies in this manner without your express consent.\\n\\nRegardless of cookies, all web browsers transmit the IP address of the computer on which they are running (so that the web server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.\\n<h3 id=\\\"uses\\\">How we use the data we collect</h3>\\nWe may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to \\\"opt out\\\" of receiving future communications. You cannot, however, opt out of receiving communications about your account, such as service announcements and administrative notices.\\n<h3 id=\\\"sharing\\\">Sharing data</h3>\\nCaliber Home Loans may share data that you provide under the following circumstances:\\n<ol>\\n \\t<li><strong>Affiliates</strong>\\n<ol>\\n \\t<li>We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.</li>\\n \\t<li>We may also share other personal data that you provide with our affiliates in order to provide you with information about products or services that may interest you.</li>\\n</ol>\\n</li>\\n \\t<li><strong>Agents and Service Providers</strong>\\u00a0- In order to establish, administer, and manage our customers\' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, or process job applications, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf, or with other financial institutions (including insurance companies) with whom we have joint marketing agreements.</li>\\n \\t<li><strong>Third Parties (Disclosures Permitted or Required by Law)</strong>\\u00a0- In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. We may also disclose your personal data to third parties when legally compelled to do so, or when we believe that such disclosure is appropriate to comply with the law, to enforce our terms of use, or to protect the rights, property, or safety of Caliber Home Loans, its employees, customers, visitors to the Site, and others. Please be aware that these disclosures are permitted by law without your consent.</li>\\n \\t<li><strong>Business Transfers</strong>\\u00a0- As we develop our business, we may sell or buy businesses or assets, or be involved in mergers or other corporate reorganization. In transactions such as these, your personal data may be one of the transferred business assets.</li>\\n \\t<li><strong>Other Third Parties (Optional Disclosures)</strong>\\u00a0- We may share, as permitted by law, your personal data with third parties with whom we do not have joint marketing agreements, such as other financial service providers, insurance companies, or non-financial companies such as service organizations, retailers, travel services or direct marketers. These companies may wish to provide you with information about products or services that may interest you.</li>\\n \\t<li><strong>Option for our Consumer Customers</strong>: If you are a consumer (as opposed to commercial) customer of Caliber Home Loans, you may direct us not to share personal data with other third parties, except as permitted by law, by sending an e-mail to\\u00a0<a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\" target=\\\"_top\\\">US.Privacy@CaliberHomeLoans.com</a>.</li>\\n</ol>\\n<h3 id=\\\"security\\\">Security</h3>\\nCaliber Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Caliber Home Loans form (such as a job or credit application) is encrypted. Any personal information that Caliber Home Loans electronically transmits to you at your request (such as your account balance) is encrypted. E-mail communications are not encrypted. Therefore, you should not send any personal data by e-mail. Caliber Home Loans will never send you e-mail requesting personal data.\\n<h3 id=\\\"public\\\">Public areas</h3>\\nCaliber Home Loans does not control and is not responsible for other visitors\' treatment of information that you post on public areas of the Site. For example, such information may be collected and used by others for their own purposes, including sending you unsolicited e-mail.\\n<h3 id=\\\"access\\\">Your access to personal data</h3>\\nIf you wish to review, correct, or remove personal data that you provided to Caliber Home Loans, please send an e-mail to<a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\">US.Privacy@CaliberHomeLoans.com</a>.\\n<h3 id=\\\"links\\\">Links</h3>\\nThe Site may have hyperlinks to or pop-up windows from other websites. Caliber Home Loans is not responsible for their content or privacy practices. 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<div class=\\\"col-xs-4 col-sm-5 col-md-4 col-lg-3 col-lg-offset-1\\\"><img id=\\\"cook-img\\\" class=\\\"person center-block alignright\\\" title=\\\"jkurutz\\\" src=\\\"http://caliberhomeloans.com/images/default-source/caliber-loan-consultants/jkurutz.jpg?sfvrsn=0\\\" style=\\\"margin-right:30px;\\\" alt=\\\"Jessica A. Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"https://www.caliberhomeloans.com/loan-consultant/florida/vero-beach-FL/jkurutz#collapseOne\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\" data-toggle=\\\"collapse\\\" data-parent=\\\"#accordion\\\" aria-expanded=\\\"true\\\" aria-controls=\\\"collapseOne\\\">About Me</a></p>\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<div class=\\\"col-xs-4 col-sm-5 col-md-4 col-lg-3 col-lg-offset-1\\\"><img id=\\\"cook-img\\\" class=\\\"person center-block alignright\\\" title=\\\"jkurutz\\\" src=\\\"http://caliberhomeloans.com/images/default-source/caliber-loan-consultants/jkurutz.jpg?sfvrsn=0\\\" style=\\\"margin-right:30px;\\\" alt=\\\"Jessica A. Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" 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href=\\\"https://www.facebook.com/CaliberHomeLoansInc\\\" target=\\\"_blank\\\"><img src=\\\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/caliber-foot-logo.png\\\" border=\\\"0\\\"></a>\\n<a href=\\\"https://www.google.com/maps/dir/\'\'/2095+Indian+River+Blvd,+Vero+Beach,+FL+32960/data=!4m5!4m4!1m0!1m2!1m1!1s0x88de5ed8eb653153:0x6edc353781189756?sa=X&ved=2ahUKEwjNvOKxp_TcAhVHLKwKHdXzC3MQwwUwAHoECAYQAw\\\" style=\\\"text-decoration:underline; color:#ffffff;\\\" target=\\\"_blank\\\"><p style=\\\"color:#ffffff;\\\">2095 Indian River Blvd. <br> Vero Beach, Florida 32960</p></a\\n\\n<a href=\\\"https://www.facebook.com/CaliberHomeLoansInc\\\" style=\\\"color:#ffffff !important;\\\" target=\\\"_blank\\\" title=\\\"Visit Us On Facebook\\\"><img src=\\\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/facebook.png\\\" 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0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h5><a class=\\\"file-link\\\" href=\\\"https://www.caliberhomeloans.com/docs/default-source/loose_files/privacy-notice-update.pdf?sfvrsn=6\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">Consumer Privacy Notice</a>\\u00a0(PDF)</h5>\\n<h5>Website Privacy Notice</h5>\\n<p>Caliber Home Loans, Inc. and its affiliates (collectively \\\"Caliber Home Loans\\\" or \\\"We\\\") will treat personal data that you provide through this web site or any related web sites (collectively the \\\"Site\\\") according to this privacy policy (this \\\"Policy\\\"), which is consistent with our treatment of personal data that you provide offline to us or to our brokers and dealers. By visiting the Site, you agree to be bound by this Policy.</p>\\n<ul>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Foreign visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Children</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Personal data we collect from visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Other data we automatically collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">How we use the data we collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Sharing data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Security</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Public areas</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Your access to personal data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Links</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Notices and revisions</a></li>\\n</ul>\\n<h5 id=\\\"foreign\\\">Foreign visitors</h5>\\nIf you are visiting the Site from outside the United States, please do not provide any personal data through the Site or by e-mail, as this Policy may not comply with local laws in your jurisdiction.\\n<h5 id=\\\"children\\\">Children</h5>\\nThis Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.\\n<h5 id=\\\"data\\\">Personal data we collect from visitors</h5>\\nPersonal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this Site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us e-mail or request information, your name, e-mail address, and any other personal data you supply in your e-mail message.\\n<h5 id=\\\"other\\\">Other data we automatically collect</h5>\\nWhen you visit the Site, Caliber Home Loans collects certain non-personal data by various means, one of which is \\\"cookies.\\\" A cookie is an alphanumeric string of text (a unique identifier) that our web server stores in your computer by means of your web browser. The cookie allows us to recognize your computer when you revisit the Site. We can then improve your use of the Site, for example by providing quick log-ins, displaying only web pages that interest you, and saving you from retyping information in a form. Cookies also allow us to analyze aggregate traffic on the Site to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of the Site\'s features. Cookies do not contain personal data, nor can they read or transmit any data on your computer\'s hard drive. They can, nonetheless, be combined with personal data that you knowingly provide, to create a profile. Caliber Home Loans does not use cookies in this manner without your express consent.\\n\\nRegardless of cookies, all web browsers transmit the IP address of the computer on which they are running (so that the web server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.\\n<h5 id=\\\"uses\\\">How we use the data we collect</h5>\\nWe may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to \\\"opt out\\\" of receiving future communications. You cannot, however, opt out of receiving communications about your account, such as service announcements and administrative notices.\\n<h5 id=\\\"sharing\\\">Sharing data</h5>\\nCaliber Home Loans may share data that you provide under the following circumstances:\\n<ol>\\n \\t<li><strong>Affiliates</strong>\\n<ol>\\n \\t<li>We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.</li>\\n \\t<li>We may also share other personal data that you provide with our affiliates in order to provide you with information about products or services that may interest you.</li>\\n</ol>\\n</li>\\n \\t<li><strong>Agents and Service Providers</strong>\\u00a0- In order to establish, administer, and manage our customers\' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, or process job applications, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf, or with other financial institutions (including insurance companies) with whom we have joint marketing agreements.</li>\\n \\t<li><strong>Third Parties (Disclosures Permitted or Required by Law)</strong>\\u00a0- In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. We may also disclose your personal data to third parties when legally compelled to do so, or when we believe that such disclosure is appropriate to comply with the law, to enforce our terms of use, or to protect the rights, property, or safety of Caliber Home Loans, its employees, customers, visitors to the Site, and others. Please be aware that these disclosures are permitted by law without your consent.</li>\\n \\t<li><strong>Business Transfers</strong>\\u00a0- As we develop our business, we may sell or buy businesses or assets, or be involved in mergers or other corporate reorganization. In transactions such as these, your personal data may be one of the transferred business assets.</li>\\n \\t<li><strong>Other Third Parties (Optional Disclosures)</strong>\\u00a0- We may share, as permitted by law, your personal data with third parties with whom we do not have joint marketing agreements, such as other financial service providers, insurance companies, or non-financial companies such as service organizations, retailers, travel services or direct marketers. These companies may wish to provide you with information about products or services that may interest you.</li>\\n \\t<li><strong>Option for our Consumer Customers</strong>: If you are a consumer (as opposed to commercial) customer of Caliber Home Loans, you may direct us not to share personal data with other third parties, except as permitted by law, by sending an e-mail to\\u00a0<a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\" target=\\\"_top\\\">US.Privacy@CaliberHomeLoans.com</a>.</li>\\n</ol>\\n<h5 id=\\\"security\\\">Security</h5>\\nCaliber Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Caliber Home Loans form (such as a job or credit application) is encrypted. Any personal information that Caliber Home Loans electronically transmits to you at your request (such as your account balance) is encrypted. E-mail communications are not encrypted. Therefore, you should not send any personal data by e-mail. Caliber Home Loans will never send you e-mail requesting personal data.\\n<h5 id=\\\"public\\\">Public areas</h5>\\nCaliber Home Loans does not control and is not responsible for other visitors\' treatment of information that you post on public areas of the Site. For example, such information may be collected and used by others for their own purposes, including sending you unsolicited e-mail.\\n<h5 id=\\\"access\\\">Your access to personal data</h5>\\nIf you wish to review, correct, or remove personal data that you provided to Caliber Home Loans, please send an e-mail to <a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\">US.Privacy@CaliberHomeLoans.com</a>.\\n<h5 id=\\\"links\\\">Links</h5>\\nThe Site may have hyperlinks to or pop-up windows from other websites. Caliber Home Loans is not responsible for their content or privacy practices. 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0.5)\",\"bg_upper_image\":\"\",\"bg_upper_image_repeat\":\"no-repeat\",\"bg_upper_image_size\":\"cover\",\"bg_upper_image_position\":\"center\",\"bg_upper_video\":\"\",\"bg_upper_video_poster\":\"\",\"bg_lower_parallax\":false,\"bg_lower_parallax_size\":\"150%\",\"bg_lower_parallax_direction\":\"v\",\"bg_lower_parallax_reverse\":false,\"bg_upper_parallax\":false,\"bg_upper_parallax_size\":\"150%\",\"bg_upper_parallax_direction\":\"v\",\"bg_upper_parallax_reverse\":false,\"bg_border_radius\":\"inherit\",\"column_text_align\":\"none\",\"column_padding\":\"0em\",\"column_border_width\":\"0px\",\"column_border_style\":\"none\",\"column_border_color\":\"transparent\",\"column_border_radius\":\"0px 0px 0px 0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h5 id=\\\"pageNameEl\\\">Why My Customers Recommend Caliber</h5>\\n<p>These testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.</p>\\n\\n<h5><em class=\\\"note\\\" style=\\\"font-size: 16px;\\\">Anonymous Reviews</em></h5>\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"well bg-color-white padding-10 clearfix\\\">\\n<div id=\\\"mainPageContent\\\" class=\\\"tab-content\\\">\\n<div id=\\\"promoterComments\\\" class=\\\"tab-pane fade in comments-list-container\\\">\\n<div class=\\\"stream-scroll\\\">\\n<div class=\\\"chat-body no-padding profile-message\\\">\\n<div class=\\\"enscrollwrapper hasscroll\\\" tabindex=\\\"0\\\">\\n<ul class=\\\"commentslistcontainer-promoterComments\\\">\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Jul\\u00a06,\\u00a02018</span></span></div>\\n</div>\\nVery efficient and timely. Closed in 21days and had great service\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Jul\\u00a06,\\u00a02018</span></span></div>\\n</div>\\n<span class=\\\"comments-stream-trimmed-comment\\\">Every step of the way, the employees at Caliber do their best to make sure things move forward in a smooth way. They help make my job as a realtor much easier. I definitely plan on continuing to refer my clients to Calib...<a class=\\\"toggle-full-comment\\\" data-view=\\\"trim\\\">\\u00a0\\u00a0>>>\\u00a0\\u00a0more</a></span>\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Jun\\u00a05,\\u00a02018</span></span></div>\\n</div>\\nHard work exhibited by the team\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Jun\\u00a02,\\u00a02018</span></span></div>\\n</div>\\nBecause Jessica works very hard for me and my clients and is available to me in a moments notice if I need her.\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">May\\u00a031,\\u00a02018</span></span></div>\\n</div>\\n<span class=\\\"comments-stream-trimmed-comment\\\">Jessica and her staff worked so hard in a very small time frame to meet our closing date. She was in constant contact with us to keep us updated every step of the way. If I had a question about anything, she would take t...<a class=\\\"toggle-full-comment\\\" data-view=\\\"trim\\\">\\u00a0\\u00a0>>>\\u00a0\\u00a0more</a></span>\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">May\\u00a07,\\u00a02018</span></span></div>\\n</div>\\nWorking with Luba, Christy, and Jessica was a wonderful experience. Always friendly and any questions we had were answered immediately.\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Apr\\u00a030,\\u00a02018</span></span></div>\\n</div>\\nLUBA REILLY DID A GREAT JOB! THANKS AGAIN FROM JOE THE REALTOR\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Apr\\u00a012,\\u00a02018</span></span></div>\\n</div>\\nThe application process was simple. My questions were answered promptly. I was kept informed along the way. Rates and fees were competitive\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Apr\\u00a010,\\u00a02018</span></span></div>\\n</div>\\n<span class=\\\"comments-stream-trimmed-comment\\\">Jessica Kurutz and her team are the best loan team I have ever worked with. (and I was in the mortgage industry for nearly 30 yrs.) They communicate well, keep everyone inforrmed, have competative programs and pricing an...<a class=\\\"toggle-full-comment\\\" data-view=\\\"trim\\\">\\u00a0\\u00a0>>>\\u00a0\\u00a0more</a></span>\\n\\n</div>\\n</div></li>\\n \\t<li class=\\\"message\\\">\\n<div class=\\\"clearfix comment-panel\\\">\\n<div class=\\\"message-text\\\">\\n<div class=\\\"row titlepanel\\\">\\n<div class=\\\"col-xs-4 text-right smart-form\\\"><span class=\\\"text-muted pull-right\\\"><span class=\\\"s-timestamp\\\">Apr\\u00a03,\\u00a02018</span></span></div>\\n</div>\\n<span class=\\\"comments-stream-trimmed-comment\\\">Jessica Kurutz and Christy Owen Graham were a wonderful team! As I told them many, many times \\\"Those ladies rock!\\\" Closed in record time. They made things simple, easy and straightforward. 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<div class=\\\"col-xs-4 col-sm-5 col-md-4 col-lg-3 col-lg-offset-1\\\"><img id=\\\"cook-img\\\" class=\\\"person center-block alignright\\\" title=\\\"jkurutz\\\" src=\\\"http://caliberhomeloans.com/images/default-source/caliber-loan-consultants/jkurutz.jpg?sfvrsn=0\\\" style=\\\"margin-right:30px;\\\" alt=\\\"Jessica A. Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"http://jessicakurutz.com/public_html/about/\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">About Me</a></p>\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 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Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"http://jessicakurutz.com/public_html/about/\\\" target=\\\"_blank\\\" 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Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"http://jessicakurutz.com/public_html/about/\\\" target=\\\"_blank\\\" 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<div class=\\\"col-xs-4 col-sm-5 col-md-4 col-lg-3 col-lg-offset-1\\\"><img id=\\\"cook-img\\\" class=\\\"person center-block alignright\\\" title=\\\"jkurutz\\\" src=\\\"http://caliberhomeloans.com/images/default-source/caliber-loan-consultants/jkurutz.jpg?sfvrsn=0\\\" style=\\\"margin-right:30px;\\\" alt=\\\"Jessica A. Kurutz\\\" /></div>\\n<div class=\\\"col-xs-8 col-md-7 col-sm-7 col-lg-8\\\">\\n<h3><span id=\\\"cook-name\\\">Jessica A. Kurutz</span></h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n<div class=\\\"category-list-display\\\"><span style=\\\"background-color: transparent; font-family: inherit; font-size: 1em; letter-spacing: 0em;\\\">2095 Indian River Blvd.</span></div>\\n<div class=\\\"address\\\">\\n<div class=\\\"address-text\\\">\\n<p>Vero Beach, FL 32960</p>\\n<div class=\\\"address-text\\\">\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a></div>\\n<div class=\\\"address-text\\\"><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></div>\\n<div class=\\\"address-text\\\"><strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" rel=\\\"noopener\\\">jessica.kurutz</a></div>\\n</div>\\n</div>\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"http://jessicakurutz.com/public_html/about/\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">About Me</a></p>\\n</div>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 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Kurutz\\\" width=\\\"200\\\" height=\\\"250\\\" class=\\\"alignright size-full wp-image-116\\\" />\\n<h5>Meet Jessica A. Kurutz</h5>\\nWe understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.\\n<br><br>\\n<img class=\\\"alignleft\\\" src=\\\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\\\" alt=\\\"aboutLightbulb\\\" style=\\\"width:30%\\\" />\\n\\n<div class=\\\"col-xs-12 col-sm-6 col-md-8\\\">\\n\\n<h3 style=\\\"color: #000000; padding: 10px;\\\">Imagine...</h3>\\n<p style=\\\"color: #000000; padding: 10px;\\\">A mortgage lender created by industry experts who understand the challenges of today\\u2019s home financing market. 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This enables us to continue our business relationship with you.</li>\\n</ul>\\n</div>\\n<div class=\\\"container-fluid\\\">\\n<div class=\\\"row common-margin\\\">\\n<div class=\\\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\\\"><img class=\\\"alignright\\\" src=\\\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\\\" alt=\\\"aboutArrowHouse\\\" width=\\\"362\\\" height=\\\"334\\\" style=\\\"width:40%\\\" /></div>\\n<div class=\\\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\\\">\\n<h5>More About Caliber Home Loans</h5>\\n<p>After several years in business as two separate entities \\u2013 Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013.\\u00a0<a href=\\\"https://www.caliberhomeloans.com/about-us/history target=\\\" _blank=\\\"\\\">View History</a></p>\\n\\n<p>Since many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today\\u2019s home-buyers. 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Kurutz\\\" /><h3>Jessica A. Kurutz</h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n\\n<p>2095 Indian River Blvd.<br>\\nVero Beach, FL 32960</p>\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a>\\n\\n<p><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></p> \\n\\n<strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a>\\n\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"http://jessicakurutz.com/public_html/about/\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">About 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0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<img class=\\\"alignright\\\" src=\\\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\\\" alt=\\\"Jessica A. Kurutz\\\" /><h3>Jessica A. Kurutz</h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n\\n<p>2095 Indian River Blvd.<br>\\nVero Beach, FL 32960</p>\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a>\\n\\n<p><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></p> \\n\\n<strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a>\\n\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"http://jessicakurutz.com/public_html/about/\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">About Me</a></p>\\n\\n\\n\\n\\n\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"1.25em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 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Kurutz</h3>\\n<p><strong>Sales Manager</strong><br />\\nNMLS#: 584540</p>\\n\\n<p>2095 Indian River Blvd.<br>\\nVero Beach, FL 32960</p>\\n<strong>Mobile:</strong> <a href=\\\"tel:1-772-501-0074\\\" title=\\\"Mobile\\\">772.501.0074</a>\\n\\n<p><strong>E-Fax:</strong> <a href=\\\"tel:1-844-824-2683\\\">844.824.2683</a></p> \\n\\n<strong>Email:</strong> <a href=\\\"mailto:jessica.kurutz@caliberhomeloans.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jessica.kurutz</a>\\n\\n<p style=\\\"margin-top:10px;\\\"><a class=\\\"button sweep-border blue bbio btn-scroll\\\" role=\\\"button\\\" href=\\\"http://jessicakurutz.com/public_html/about/\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">About 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By visiting the Site, you agree to be bound by this Policy.</p>\\n<ul>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Foreign visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Children</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Personal data we collect from visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Other data we automatically collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">How we use the data we collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Sharing data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Security</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Public areas</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Your access to personal data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Links</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Notices and revisions</a></li>\\n</ul>\\n<h5 id=\\\"foreign\\\">Foreign visitors</h5>\\nIf you are visiting the Site from outside the United States, please do not provide any personal data through the Site or by e-mail, as this Policy may not comply with local laws in your jurisdiction.\\n<h5 id=\\\"children\\\">Children</h5>\\nThis Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.\\n<h5 id=\\\"data\\\">Personal data we collect from visitors</h5>\\nPersonal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this Site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us e-mail or request information, your name, e-mail address, and any other personal data you supply in your e-mail message.\\n<h5 id=\\\"other\\\">Other data we automatically collect</h5>\\nWhen you visit the Site, Caliber Home Loans collects certain non-personal data by various means, one of which is \\\"cookies.\\\" A cookie is an alphanumeric string of text (a unique identifier) that our web server stores in your computer by means of your web browser. The cookie allows us to recognize your computer when you revisit the Site. We can then improve your use of the Site, for example by providing quick log-ins, displaying only web pages that interest you, and saving you from retyping information in a form. Cookies also allow us to analyze aggregate traffic on the Site to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of the Site\'s features. Cookies do not contain personal data, nor can they read or transmit any data on your computer\'s hard drive. They can, nonetheless, be combined with personal data that you knowingly provide, to create a profile. Caliber Home Loans does not use cookies in this manner without your express consent.\\n\\nRegardless of cookies, all web browsers transmit the IP address of the computer on which they are running (so that the web server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.\\n<h5 id=\\\"uses\\\">How we use the data we collect</h5>\\nWe may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to \\\"opt out\\\" of receiving future communications. You cannot, however, opt out of receiving communications about your account, such as service announcements and administrative notices.\\n<h5 id=\\\"sharing\\\">Sharing data</h5>\\nCaliber Home Loans may share data that you provide under the following circumstances:\\n<ol>\\n \\t<li><strong>Affiliates</strong>\\n<ol>\\n \\t<li>We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.</li>\\n \\t<li>We may also share other personal data that you provide with our affiliates in order to provide you with information about products or services that may interest you.</li>\\n</ol>\\n</li>\\n \\t<li><strong>Agents and Service Providers</strong>\\u00a0- In order to establish, administer, and manage our customers\' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, or process job applications, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf, or with other financial institutions (including insurance companies) with whom we have joint marketing agreements.</li>\\n \\t<li><strong>Third Parties (Disclosures Permitted or Required by Law)</strong>\\u00a0- In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. We may also disclose your personal data to third parties when legally compelled to do so, or when we believe that such disclosure is appropriate to comply with the law, to enforce our terms of use, or to protect the rights, property, or safety of Caliber Home Loans, its employees, customers, visitors to the Site, and others. Please be aware that these disclosures are permitted by law without your consent.</li>\\n \\t<li><strong>Business Transfers</strong>\\u00a0- As we develop our business, we may sell or buy businesses or assets, or be involved in mergers or other corporate reorganization. In transactions such as these, your personal data may be one of the transferred business assets.</li>\\n \\t<li><strong>Other Third Parties (Optional Disclosures)</strong>\\u00a0- We may share, as permitted by law, your personal data with third parties with whom we do not have joint marketing agreements, such as other financial service providers, insurance companies, or non-financial companies such as service organizations, retailers, travel services or direct marketers. These companies may wish to provide you with information about products or services that may interest you.</li>\\n \\t<li><strong>Option for our Consumer Customers</strong>: If you are a consumer (as opposed to commercial) customer of Caliber Home Loans, you may direct us not to share personal data with other third parties, except as permitted by law, by sending an e-mail to\\u00a0<a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\" target=\\\"_top\\\">US.Privacy@CaliberHomeLoans.com</a>.</li>\\n</ol>\\n<h5 id=\\\"security\\\">Security</h5>\\nCaliber Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Caliber Home Loans form (such as a job or credit application) is encrypted. Any personal information that Caliber Home Loans electronically transmits to you at your request (such as your account balance) is encrypted. E-mail communications are not encrypted. Therefore, you should not send any personal data by e-mail. Caliber Home Loans will never send you e-mail requesting personal data.\\n<h5 id=\\\"public\\\">Public areas</h5>\\nCaliber Home Loans does not control and is not responsible for other visitors\' treatment of information that you post on public areas of the Site. For example, such information may be collected and used by others for their own purposes, including sending you unsolicited e-mail.\\n<h5 id=\\\"access\\\">Your access to personal data</h5>\\nIf you wish to review, correct, or remove personal data that you provided to Caliber Home Loans, please send an e-mail to <a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\">US.Privacy@CaliberHomeLoans.com</a>.\\n<h5 id=\\\"links\\\">Links</h5>\\nThe Site may have hyperlinks to or pop-up windows from other websites. Caliber Home Loans is not responsible for their content or privacy practices. 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0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h5><a class=\\\"file-link\\\" href=\\\"https://www.caliberhomeloans.com/docs/default-source/loose_files/privacy-notice-update.pdf?sfvrsn=6\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">Consumer Privacy Notice</a>\\u00a0(PDF)</h5>\\n<h5>Website Privacy Notice</h5>\\n<p>Caliber Home Loans, Inc. and its affiliates (collectively \\\"Caliber Home Loans\\\" or \\\"We\\\") will treat personal data that you provide through this web site or any related web sites (collectively the \\\"Site\\\") according to this privacy policy (this \\\"Policy\\\"), which is consistent with our treatment of personal data that you provide offline to us or to our brokers and dealers. By visiting the Site, you agree to be bound by this Policy.</p>\\n<ul>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Foreign visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Children</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Personal data we collect from visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Other data we automatically collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">How we use the data we collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Sharing data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Security</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Public areas</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Your access to personal data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Links</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Notices and revisions</a></li>\\n</ul>\\n<h5 id=\\\"foreign\\\">Foreign visitors</h5>\\nIf you are visiting the Site from outside the United States, please do not provide any personal data through the Site or by e-mail, as this Policy may not comply with local laws in your jurisdiction.\\n<h5 id=\\\"children\\\">Children</h5>\\nThis Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.\\n<h5 id=\\\"data\\\">Personal data we collect from visitors</h5>\\nPersonal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this Site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us e-mail or request information, your name, e-mail address, and any other personal data you supply in your e-mail message.\\n<h5 id=\\\"other\\\">Other data we automatically collect</h5>\\nWhen you visit the Site, Caliber Home Loans collects certain non-personal data by various means, one of which is \\\"cookies.\\\" A cookie is an alphanumeric string of text (a unique identifier) that our web server stores in your computer by means of your web browser. The cookie allows us to recognize your computer when you revisit the Site. We can then improve your use of the Site, for example by providing quick log-ins, displaying only web pages that interest you, and saving you from retyping information in a form. Cookies also allow us to analyze aggregate traffic on the Site to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of the Site\'s features. Cookies do not contain personal data, nor can they read or transmit any data on your computer\'s hard drive. They can, nonetheless, be combined with personal data that you knowingly provide, to create a profile. Caliber Home Loans does not use cookies in this manner without your express consent.\\n\\nRegardless of cookies, all web browsers transmit the IP address of the computer on which they are running (so that the web server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.\\n<h5 id=\\\"uses\\\">How we use the data we collect</h5>\\nWe may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to \\\"opt out\\\" of receiving future communications. You cannot, however, opt out of receiving communications about your account, such as service announcements and administrative notices.\\n<h5 id=\\\"sharing\\\">Sharing data</h5>\\nCaliber Home Loans may share data that you provide under the following circumstances:\\n<ol>\\n \\t<li><strong>Affiliates</strong>\\n<ol>\\n \\t<li>We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.</li>\\n \\t<li>We may also share other personal data that you provide with our affiliates in order to provide you with information about products or services that may interest you.</li>\\n</ol>\\n</li>\\n \\t<li><strong>Agents and Service Providers</strong>\\u00a0- In order to establish, administer, and manage our customers\' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, or process job applications, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf, or with other financial institutions (including insurance companies) with whom we have joint marketing agreements.</li>\\n \\t<li><strong>Third Parties (Disclosures Permitted or Required by Law)</strong>\\u00a0- In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. 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These companies may wish to provide you with information about products or services that may interest you.</li>\\n \\t<li><strong>Option for our Consumer Customers</strong>: If you are a consumer (as opposed to commercial) customer of Caliber Home Loans, you may direct us not to share personal data with other third parties, except as permitted by law, by sending an e-mail to\\u00a0<a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\" target=\\\"_top\\\">US.Privacy@CaliberHomeLoans.com</a>.</li>\\n</ol>\\n<h5 id=\\\"security\\\">Security</h5>\\nCaliber Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Caliber Home Loans form (such as a job or credit application) is encrypted. Any personal information that Caliber Home Loans electronically transmits to you at your request (such as your account balance) is encrypted. E-mail communications are not encrypted. 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By visiting the Site, you agree to be bound by this Policy.</p>\\n<ul>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Foreign visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Children</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Personal data we collect from visitors</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Other data we automatically collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">How we use the data we collect</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Sharing data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Security</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Public areas</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Your access to personal data</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Links</a></li>\\n \\t<li><a class=\\\"btn-scroll\\\" href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\\\">Notices and revisions</a></li>\\n</ul>\\n<h5 id=\\\"foreign\\\">Foreign visitors</h5>\\nIf you are visiting the Site from outside the United States, please do not provide any personal data through the Site or by e-mail, as this Policy may not comply with local laws in your jurisdiction.\\n<h5 id=\\\"children\\\">Children</h5>\\nThis Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.\\n<h5 id=\\\"data\\\">Personal data we collect from visitors</h5>\\nPersonal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this Site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us e-mail or request information, your name, e-mail address, and any other personal data you supply in your e-mail message.\\n<h5 id=\\\"other\\\">Other data we automatically collect</h5>\\nWhen you visit the Site, Caliber Home Loans collects certain non-personal data by various means, one of which is \\\"cookies.\\\" A cookie is an alphanumeric string of text (a unique identifier) that our web server stores in your computer by means of your web browser. The cookie allows us to recognize your computer when you revisit the Site. We can then improve your use of the Site, for example by providing quick log-ins, displaying only web pages that interest you, and saving you from retyping information in a form. Cookies also allow us to analyze aggregate traffic on the Site to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of the Site\'s features. Cookies do not contain personal data, nor can they read or transmit any data on your computer\'s hard drive. They can, nonetheless, be combined with personal data that you knowingly provide, to create a profile. Caliber Home Loans does not use cookies in this manner without your express consent.\\n\\nRegardless of cookies, all web browsers transmit the IP address of the computer on which they are running (so that the web server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.\\n<h5 id=\\\"uses\\\">How we use the data we collect</h5>\\nWe may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to \\\"opt out\\\" of receiving future communications. You cannot, however, opt out of receiving communications about your account, such as service announcements and administrative notices.\\n<h5 id=\\\"sharing\\\">Sharing data</h5>\\nCaliber Home Loans may share data that you provide under the following circumstances:\\n<ol>\\n \\t<li><strong>Affiliates</strong>\\n<ol>\\n \\t<li>We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.</li>\\n \\t<li>We may also share other personal data that you provide with our affiliates in order to provide you with information about products or services that may interest you.</li>\\n</ol>\\n</li>\\n \\t<li><strong>Agents and Service Providers</strong>\\u00a0- In order to establish, administer, and manage our customers\' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, or process job applications, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf, or with other financial institutions (including insurance companies) with whom we have joint marketing agreements.</li>\\n \\t<li><strong>Third Parties (Disclosures Permitted or Required by Law)</strong>\\u00a0- In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. We may also disclose your personal data to third parties when legally compelled to do so, or when we believe that such disclosure is appropriate to comply with the law, to enforce our terms of use, or to protect the rights, property, or safety of Caliber Home Loans, its employees, customers, visitors to the Site, and others. Please be aware that these disclosures are permitted by law without your consent.</li>\\n \\t<li><strong>Business Transfers</strong>\\u00a0- As we develop our business, we may sell or buy businesses or assets, or be involved in mergers or other corporate reorganization. In transactions such as these, your personal data may be one of the transferred business assets.</li>\\n \\t<li><strong>Other Third Parties (Optional Disclosures)</strong>\\u00a0- We may share, as permitted by law, your personal data with third parties with whom we do not have joint marketing agreements, such as other financial service providers, insurance companies, or non-financial companies such as service organizations, retailers, travel services or direct marketers. These companies may wish to provide you with information about products or services that may interest you.</li>\\n \\t<li><strong>Option for our Consumer Customers</strong>: If you are a consumer (as opposed to commercial) customer of Caliber Home Loans, you may direct us not to share personal data with other third parties, except as permitted by law, by sending an e-mail to\\u00a0<a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\" target=\\\"_top\\\">US.Privacy@CaliberHomeLoans.com</a>.</li>\\n</ol>\\n<h5 id=\\\"security\\\">Security</h5>\\nCaliber Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Caliber Home Loans form (such as a job or credit application) is encrypted. Any personal information that Caliber Home Loans electronically transmits to you at your request (such as your account balance) is encrypted. E-mail communications are not encrypted. Therefore, you should not send any personal data by e-mail. Caliber Home Loans will never send you e-mail requesting personal data.\\n<h5 id=\\\"public\\\">Public areas</h5>\\nCaliber Home Loans does not control and is not responsible for other visitors\' treatment of information that you post on public areas of the Site. For example, such information may be collected and used by others for their own purposes, including sending you unsolicited e-mail.\\n<h5 id=\\\"access\\\">Your access to personal data</h5>\\nIf you wish to review, correct, or remove personal data that you provided to Caliber Home Loans, please send an e-mail to <a href=\\\"mailto:US.Privacy@CaliberHomeLoans.com\\\">US.Privacy@CaliberHomeLoans.com</a>.\\n<h5 id=\\\"links\\\">Links</h5>\\nThe Site may have hyperlinks to or pop-up windows from other websites. Caliber Home Loans is not responsible for their content or privacy practices. 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title=\\\"Facebook\\\"></a>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h4 style=\\\"margin-bottom:2px;\\\"><span style=\\\"color: #ffffff; font-weight:normal;\\\">DIVISIONS</span></h4>\\n<ul>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://caliberwholesale.com/\\\" target=\\\"_blank\\\">WHOLESALE</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://calibercl.com/\\\" target=\\\"_blank\\\">CORRESPONDENT</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://joincalibernow.com/\\\" target=\\\"_blank\\\">RECRUITING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://myaccount.caliberhomeloans.com/\\\" target=\\\"_blank\\\">SERVICING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://www.calibermilitarylending.com/\\\" target=\\\"_blank\\\">MILITARY & VETERAN LENDING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://www.caliberhomeloans.com/loans-programs/national-builder\\\" target=\\\"_blank\\\">NATIONAL BUILDER</a></li>\\n</ul>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 0px\",\"text_text_shadow_color\":\"transparent\",\"text_columns_break_inside\":\"auto\",\"text_columns\":false,\"text_columns_count\":2,\"text_columns_width\":\"250px\",\"text_columns_gap\":\"25px\",\"text_columns_rule_style\":\"none\",\"text_columns_rule_width\":\"0px\",\"text_columns_rule_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\"}]},{\"_type\":\"column\",\"title\":\"\",\"_active\":true,\"size\":\"1/3\",\"column_base_font_size\":\"1em\",\"column_z_index\":\"1\",\"column_fade\":false,\"column_fade_duration\":\"0.5s\",\"column_fade_animation\":\"in\",\"column_fade_animation_offset\":\"50px\",\"column_bg_color\":\"transparent\",\"column_bg_advanced\":false,\"bg_lower_type\":\"none\",\"bg_lower_color\":\"rgba(255, 255, 255, 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h4 style=\\\"margin-bottom:2px;\\\"><span style=\\\"color: #ffffff; font-weight:normal;\\\">RESOURCES</span></h4>\\n<ul>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/branch-locator\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">FIND A LOAN CONSULTANT</a></li> \\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/tools-resources/mobile-applications\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">FREQUENTLY ASKED QUESTIONS</a></li> \\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/tools-resources/mobile-applications\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">MOBILE APPLICATIONS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/mortgage-servicing-acqusitions\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">PROSPECTIVE SELLERS/INVESTORS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.joincalibernow.com/join-caliber\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">CAREERS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/contact-us\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">CONTACT 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However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.</p>\\n\\n<h5><em class=\\\"note\\\" style=\\\"font-size: 16px;\\\">Anonymous Reviews</em></h5>\\n<ul>\\n \\t<li>Very efficient and timely. Closed in 21 Days and had great service</li>\\n \\t<li>Every step of the way, the employees at Caliber do their best to make sure things move forward in a smooth way. They help make my job as a realtor much easier. I definitely plan on continuing to refer my clients.</li>\\n \\t<li>Hard work exhibited by the team</li>\\n \\t<li>Because Jessica works very hard for me and my clients and is available to me in a moments notice if I need her.</li>\\n \\t<li>Jessica and her staff worked so hard in a very small time frame to meet our closing date. She was in constant contact with us to keep us updated every step of the way. If I had a question about anything, she would take it.</li>\\n \\t<li>Working with Luba, Christy, and Jessica was a wonderful experience. Always friendly and any questions we had were answered immediately.</li>\\n \\t<li>LUBA REILLY DID A GREAT JOB! THANKS AGAIN FROM JOE THE REALTOR</li>\\n \\t<li>The application process was simple. My questions were answered promptly. I was kept informed along the way. Rates and fees were competitive.</li>\\n \\t<li>Jessica Kurutz and her team are the best loan team I have ever worked with. (and I was in the mortgage industry for nearly 30 yrs.) They communicate well, keep everyone informed, have competitive programs and pricing.</li>\\n \\t<li>Jessica Kurutz and Christy Owen Graham were a wonderful team! As I told them many, many times \\\"Those ladies rock!\\\" Closed in record time. They made things simple, easy and straightforward. 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title=\\\"Facebook\\\"></a>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"text_box_shadow_color\":\"transparent\",\"text_font_family\":\"inherit\",\"text_font_weight\":\"inherit:400\",\"text_font_size\":\"1em\",\"text_line_height\":\"1.4\",\"text_letter_spacing\":\"0em\",\"text_font_style\":\"normal\",\"text_text_align\":\"none\",\"text_text_decoration\":\"none\",\"text_text_transform\":\"none\",\"text_text_color\":\"rgba(0, 0, 0, 1)\",\"text_text_shadow_dimensions\":\"0px 0px 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0px\",\"column_box_shadow_dimensions\":\"0em 0em 0em 0em\",\"column_box_shadow_color\":\"transparent\",\"id\":\"\",\"class\":\"\",\"css\":\"\",\"hide_bp\":\"\",\"hide_login\":\"\",\"style\":\"\",\"_modules\":[{\"_type\":\"text\",\"_order\":0,\"text_type\":\"standard\",\"text_content\":\"<h4 style=\\\"margin-bottom:2px;\\\"><span style=\\\"color: #ffffff; font-weight:normal;\\\">DIVISIONS</span></h4>\\n<ul>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://caliberwholesale.com/\\\" target=\\\"_blank\\\">WHOLESALE</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://calibercl.com/\\\" target=\\\"_blank\\\">CORRESPONDENT</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://joincalibernow.com/\\\" target=\\\"_blank\\\">RECRUITING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://myaccount.caliberhomeloans.com/\\\" target=\\\"_blank\\\">SERVICING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://www.calibermilitarylending.com/\\\" target=\\\"_blank\\\">MILITARY & VETERAN LENDING</a></li>\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a style=\\\"color:#ffffff; list-style:none;\\\" href=\\\"https://www.caliberhomeloans.com/loans-programs/national-builder\\\" target=\\\"_blank\\\">NATIONAL BUILDER</a></li>\\n</ul>\",\"text_width\":\"auto\",\"text_max_width\":\"none\",\"text_bg_color\":\"transparent\",\"text_margin\":\"0em\",\"text_padding\":\"0em\",\"text_border_width\":\"0px\",\"text_border_style\":\"none\",\"text_border_color\":\"transparent\",\"text_border_radius\":\"0em\",\"text_box_shadow_dimensions\":\"0em 0em 0em 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href=\\\"https://www.caliberhomeloans.com/tools-resources/mobile-applications\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">MOBILE APPLICATIONS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/tools-resources/legal/mortgage-servicing-acqusitions\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">PROSPECTIVE SELLERS/INVESTORS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.joincalibernow.com/join-caliber\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">CAREERS</a></li>\\n\\n<li style=\\\"color:#ffffff; list-style:none;\\\"><a href=\\\"https://www.caliberhomeloans.com/contact-us\\\" style=\\\"color:#ffffff; list-style:none;\\\" target=\\\"_blank\\\">CONTACT 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Kurutz','','publish','closed','closed','','about','','','2018-08-24 00:08:43','2018-08-24 00:08:43','',0,'http://jessicakurutz.com/public_html/?page_id=13',0,'page','',0),(14,1,'2018-08-10 23:03:35','2018-08-10 23:03:35','','About','','inherit','closed','closed','','13-revision-v1','','','2018-08-10 23:03:35','2018-08-10 23:03:35','',13,'http://jessicakurutz.com/public_html/index.php/2018/08/10/13-revision-v1/',0,'revision','',0),(17,1,'2018-08-10 23:08:03','2018-08-10 23:08:03','<h2><a class=\"file-link\" href=\"https://www.caliberhomeloans.com/docs/default-source/loose_files/privacy-notice-update.pdf?sfvrsn=6\" target=\"_blank\" rel=\"noopener\">Consumer Privacy Notice</a> (PDF)</h2>\r\n<h2>Website Privacy Notice</h2>\r\nCaliber Home Loans, Inc. and its affiliates (collectively \"Caliber Home Loans\" or \"We\") will treat personal data that you provide through this web site or any related web sites (collectively the \"Site\") according to this privacy policy (this \"Policy\"), which is consistent with our treatment of personal data that you provide offline to us or to our brokers and dealers. By visiting the Site, you agree to be bound by this Policy.\r\n<ul>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Foreign visitors</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Children</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Personal data we collect from visitors</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Other data we automatically collect</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">How we use the data we collect</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Sharing data</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Security</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Public areas</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Your access to personal data</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Links</a></li>\r\n <li><a class=\"btn-scroll\" href=\"https://www.caliberhomeloans.com/tools-resources/legal/privacy-policy#\">Notices and revisions</a></li>\r\n</ul>\r\n<h3 id=\"foreign\">Foreign visitors</h3>\r\nIf you are visiting the Site from outside the United States, please do not provide any personal data through the Site or by e-mail, as this Policy may not comply with local laws in your jurisdiction.\r\n<h3 id=\"children\">Children</h3>\r\nThis Site is not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about people under 18 years of age, nor do we knowingly market our products or services to people under 18 years of age.\r\n<h3 id=\"data\">Personal data we collect from visitors</h3>\r\nPersonal data identifies an individual by, for example, name, address, telephone number, or e-mail address. We may collect the following types of personal data: (1) if you apply for a job, your name, address, references, and employment history; (2) if you apply for credit, your name, address, social security number, credit history, and financial information, directly or through one of our brokers or dealers; (3) if you use this Site to check the status of your account, your name, account number, and other information, such as a password, to verify your identity; and (4) if you send us e-mail or request information, your name, e-mail address, and any other personal data you supply in your e-mail message.\r\n<h3 id=\"other\">Other data we automatically collect</h3>\r\nWhen you visit the Site, Caliber Home Loans collects certain non-personal data by various means, one of which is \"cookies.\" A cookie is an alphanumeric string of text (a unique identifier) that our web server stores in your computer by means of your web browser. The cookie allows us to recognize your computer when you revisit the Site. We can then improve your use of the Site, for example by providing quick log-ins, displaying only web pages that interest you, and saving you from retyping information in a form. Cookies also allow us to analyze aggregate traffic on the Site to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies, but doing so may disable some of the Site\'s features. Cookies do not contain personal data, nor can they read or transmit any data on your computer\'s hard drive. They can, nonetheless, be combined with personal data that you knowingly provide, to create a profile. Caliber Home Loans does not use cookies in this manner without your express consent.\r\n\r\nRegardless of cookies, all web browsers transmit the IP address of the computer on which they are running (so that the web server knows where to send the requested web page). We analyze IP addresses only in extraordinary circumstances to attempt to track hackers.\r\n<h3 id=\"uses\">How we use the data we collect</h3>\r\nWe may use the data that you provide as follows: (1) if you apply for a job, to consider you for the position and to contact references; (2) if you apply for credit, to assess your credit-worthiness (including retrieving credit reports) and to approve or reject your application; (3) if you check the status of your account, to respond to your inquiry; (4) if you send us e-mail or request information, to reply to your request. We may also use the data that you provide to help us improve the content and function of the Site or other sites, to better understand our customers and markets, to improve our products and services, to enhance our marketing and promotional efforts, to improve product offerings, and to later contact you, electronically or otherwise, about products or services that we believe will interest you. If required by law, such communications will explain how to \"opt out\" of receiving future communications. You cannot, however, opt out of receiving communications about your account, such as service announcements and administrative notices.\r\n<h3 id=\"sharing\">Sharing data</h3>\r\nCaliber Home Loans may share data that you provide under the following circumstances:\r\n<ol>\r\n <li><strong>Affiliates</strong>\r\n<ol>\r\n <li>We may share your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account) with our affiliates.</li>\r\n <li>We may also share other personal data that you provide with our affiliates in order to provide you with information about products or services that may interest you.</li>\r\n</ol>\r\n</li>\r\n <li><strong>Agents and Service Providers</strong> - In order to establish, administer, and manage our customers\' accounts, evaluate credit, provide customer service and benefits, process account transactions and account statements, conduct research and analysis, or process job applications, we may disclose personal data to companies that work with us to perform services or business operations on our behalf. We may also share personal data with companies that perform marketing services on our behalf, or with other financial institutions (including insurance companies) with whom we have joint marketing agreements.</li>\r\n <li><strong>Third Parties (Disclosures Permitted or Required by Law)</strong> - In certain instances, we are permitted or even required to disclose your personal data to third parties. Examples of this type of permitted disclosure are reporting information about your transactions with us to credit reporting agencies, responding to regulators or auditors, protecting against fraud, or providing information in connection with proposed or actual business transactions involving our companies or accounts. We may also disclose your personal data to third parties when legally compelled to do so, or when we believe that such disclosure is appropriate to comply with the law, to enforce our terms of use, or to protect the rights, property, or safety of Caliber Home Loans, its employees, customers, visitors to the Site, and others. Please be aware that these disclosures are permitted by law without your consent.</li>\r\n <li><strong>Business Transfers</strong> - As we develop our business, we may sell or buy businesses or assets, or be involved in mergers or other corporate reorganization. In transactions such as these, your personal data may be one of the transferred business assets.</li>\r\n <li><strong>Other Third Parties (Optional Disclosures)</strong> - We may share, as permitted by law, your personal data with third parties with whom we do not have joint marketing agreements, such as other financial service providers, insurance companies, or non-financial companies such as service organizations, retailers, travel services or direct marketers. These companies may wish to provide you with information about products or services that may interest you.</li>\r\n <li><strong>Option for our Consumer Customers</strong>: If you are a consumer (as opposed to commercial) customer of Caliber Home Loans, you may direct us not to share personal data with other third parties, except as permitted by law, by sending an e-mail to <a href=\"mailto:US.Privacy@CaliberHomeLoans.com\" target=\"_top\">US.Privacy@CaliberHomeLoans.com</a>.</li>\r\n</ol>\r\n<h3 id=\"security\">Security</h3>\r\nCaliber Home Loans uses reasonable measures to protect personal data from unauthorized access, deletion, or alteration. Any information you provide on an on-line Caliber Home Loans form (such as a job or credit application) is encrypted. Any personal information that Caliber Home Loans electronically transmits to you at your request (such as your account balance) is encrypted. E-mail communications are not encrypted. Therefore, you should not send any personal data by e-mail. Caliber Home Loans will never send you e-mail requesting personal data.\r\n<h3 id=\"public\">Public areas</h3>\r\nCaliber Home Loans does not control and is not responsible for other visitors\' treatment of information that you post on public areas of the Site. For example, such information may be collected and used by others for their own purposes, including sending you unsolicited e-mail.\r\n<h3 id=\"access\">Your access to personal data</h3>\r\nIf you wish to review, correct, or remove personal data that you provided to Caliber Home Loans, please send an e-mail to<a href=\"mailto:US.Privacy@CaliberHomeLoans.com\">US.Privacy@CaliberHomeLoans.com</a>.\r\n<h3 id=\"links\">Links</h3>\r\nThe Site may have hyperlinks to or pop-up windows from other websites. Caliber Home Loans is not responsible for their content or privacy practices. We urge you to review the privacy policy of any web site that you visit.\r\n<h3 id=\"notices\">Notices and revisions</h3>\r\nCaliber Home Loans may revise this Policy from time to time. You should periodically check the revision date at the top of this web page to learn of any revisions. Your use of the Site at any time is deemed acceptance of the Policy then in effect. If you have questions about this Policy, please send an e-mail to <a href=\"mailto:US.Privacy@CaliberHomeLoans.com\">US.Privacy@CaliberHomeLoans.com</a>.','Privacy Policy','','inherit','closed','closed','','3-revision-v1','','','2018-08-10 23:08:03','2018-08-10 23:08:03','',3,'http://jessicakurutz.com/public_html/index.php/2018/08/10/3-revision-v1/',0,'revision','',0),(18,1,'2018-08-10 23:08:58','2018-08-10 23:08:58','<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2>Imagine...</h2>\r\nA mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.\r\n<h2>Let Us Guide You Home.</h2>\r\nUnlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols footer footer-2018\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42025_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container-fluid search cta-bar bg-blue-lt\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_C013_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"col-xs-12 col-sm-6 text-white text-center left-side\">\r\n<div id=\"personalize_footer-left\" class=\"content-container\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">\r\n<h2>Ready to Purchase a Home?</h2>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>','About','','inherit','closed','closed','','13-revision-v1','','','2018-08-10 23:08:58','2018-08-10 23:08:58','',13,'http://jessicakurutz.com/public_html/index.php/2018/08/10/13-revision-v1/',0,'revision','',0),(19,1,'2018-08-10 23:09:40','2018-08-10 23:09:40','<h2>About Jessica A. Kurutz</h2>\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n\r\nWe understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.\r\n\r\nWith a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2>Imagine...</h2>\r\nA mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.\r\n<h2>Let Us Guide You Home.</h2>\r\nUnlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>','About','','inherit','closed','closed','','13-revision-v1','','','2018-08-10 23:09:40','2018-08-10 23:09:40','',13,'http://jessicakurutz.com/public_html/index.php/2018/08/10/13-revision-v1/',0,'revision','',0),(20,1,'2018-08-10 23:11:10','2018-08-10 23:11:10','<ul class=\"commentslistcontainer-promoterComments\">\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n\r\nVery efficient and timely. Closed in 21days and had great service\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jul 6, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Every step of the way, the employees at Caliber do their best to make sure things move forward in a smooth way. They help make my job as a realtor much easier. I definitely plan on continuing to refer my clients to Calib...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jun 5, 2018</span></span></div>\r\n</div>\r\nHard work exhibited by the team\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jun 2, 2018</span></span></div>\r\n</div>\r\nBecause Jessica works very hard for me and my clients and is available to me in a moments notice if I need her.\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">May 31, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica and her staff worked so hard in a very small time frame to meet our closing date. She was in constant contact with us to keep us updated every step of the way. If I had a question about anything, she would take t...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">May 7, 2018</span></span></div>\r\n</div>\r\nWorking with Luba, Christy, and Jessica was a wonderful experience. Always friendly and any questions we had were answered immediately.\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 30, 2018</span></span></div>\r\n</div>\r\nLUBA REILLY DID A GREAT JOB! THANKS AGAIN FROM JOE THE REALTOR\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 12, 2018</span></span></div>\r\n</div>\r\nThe application process was simple. My questions were answered promptly. I was kept informed along the way. Rates and fees were competitive\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 10, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica Kurutz and her team are the best loan team I have ever worked with. (and I was in the mortgage industry for nearly 30 yrs.) They communicate well, keep everyone inforrmed, have competative programs and pricing an...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 3, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica Kurutz and Christy Owen Graham were a wonderful team! As I told them many, many times \"Those ladies rock!\" Closed in record time. They made things simple, easy and straightforward. Very responsive ...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n</ul>','Testimonials','','inherit','closed','closed','','11-revision-v1','','','2018-08-10 23:11:10','2018-08-10 23:11:10','',11,'http://jessicakurutz.com/public_html/index.php/2018/08/10/11-revision-v1/',0,'revision','',0),(21,1,'2018-08-10 23:11:45','2018-08-10 23:11:45','<h2 id=\"pageNameEl\">Why My Customers Recommend Caliber</h2>\r\n<h2><em class=\"note\" style=\"font-size: 16px;\">Anonymous Reviews</em></h2>\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"well bg-color-white padding-10 clearfix\">\r\n<div id=\"mainPageContent\" class=\"tab-content\">\r\n<div id=\"promoterComments\" class=\"tab-pane fade in comments-list-container\">\r\n<div class=\"stream-scroll\">\r\n<div class=\"chat-body no-padding profile-message\">\r\n<div class=\"enscrollwrapper hasscroll\" tabindex=\"0\">\r\n<ul class=\"commentslistcontainer-promoterComments\">\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jul 6, 2018</span></span></div>\r\n</div>\r\nVery efficient and timely. Closed in 21days and had great service\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jul 6, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Every step of the way, the employees at Caliber do their best to make sure things move forward in a smooth way. They help make my job as a realtor much easier. I definitely plan on continuing to refer my clients to Calib...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jun 5, 2018</span></span></div>\r\n</div>\r\nHard work exhibited by the team\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jun 2, 2018</span></span></div>\r\n</div>\r\nBecause Jessica works very hard for me and my clients and is available to me in a moments notice if I need her.\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">May 31, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica and her staff worked so hard in a very small time frame to meet our closing date. She was in constant contact with us to keep us updated every step of the way. If I had a question about anything, she would take t...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">May 7, 2018</span></span></div>\r\n</div>\r\nWorking with Luba, Christy, and Jessica was a wonderful experience. Always friendly and any questions we had were answered immediately.\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 30, 2018</span></span></div>\r\n</div>\r\nLUBA REILLY DID A GREAT JOB! THANKS AGAIN FROM JOE THE REALTOR\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 12, 2018</span></span></div>\r\n</div>\r\nThe application process was simple. My questions were answered promptly. I was kept informed along the way. Rates and fees were competitive\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 10, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica Kurutz and her team are the best loan team I have ever worked with. (and I was in the mortgage industry for nearly 30 yrs.) They communicate well, keep everyone inforrmed, have competative programs and pricing an...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 3, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica Kurutz and Christy Owen Graham were a wonderful team! As I told them many, many times \"Those ladies rock!\" Closed in record time. They made things simple, easy and straightforward. Very responsive ...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n</ul>\r\n</div>\r\n<div>\r\n<div class=\"enscroll-track vertical-track\"></div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"no-data-message-container\">No More Data Available</div>\r\n</div>\r\n</div>\r\n</div>\r\n<footer class=\"well bg-color-white padding-10 clearfix copyright text-align-center\">© Copyright 2017. All Rights Reserved\r\n\r\n</footer></div>\r\n</div>','Testimonials','','inherit','closed','closed','','11-revision-v1','','','2018-08-10 23:11:45','2018-08-10 23:11:45','',11,'http://jessicakurutz.com/public_html/index.php/2018/08/10/11-revision-v1/',0,'revision','',0),(22,1,'2018-08-10 23:12:21','2018-08-10 23:12:21','<h2 id=\"pageNameEl\">Why My Customers Recommend Caliber</h2>\r\nThese testimonials are individual experiences, reflecting real-life experiences of those who have used our services in some way. However, they are individual responses and results vary. The testimonials are not necessarily representative of all of those who will use our services.\r\n<h2><em class=\"note\" style=\"font-size: 16px;\">Anonymous Reviews</em></h2>\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"well bg-color-white padding-10 clearfix\">\r\n<div id=\"mainPageContent\" class=\"tab-content\">\r\n<div id=\"promoterComments\" class=\"tab-pane fade in comments-list-container\">\r\n<div class=\"stream-scroll\">\r\n<div class=\"chat-body no-padding profile-message\">\r\n<div class=\"enscrollwrapper hasscroll\" tabindex=\"0\">\r\n<ul class=\"commentslistcontainer-promoterComments\">\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jul 6, 2018</span></span></div>\r\n</div>\r\nVery efficient and timely. Closed in 21days and had great service\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jul 6, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Every step of the way, the employees at Caliber do their best to make sure things move forward in a smooth way. They help make my job as a realtor much easier. I definitely plan on continuing to refer my clients to Calib...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jun 5, 2018</span></span></div>\r\n</div>\r\nHard work exhibited by the team\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Jun 2, 2018</span></span></div>\r\n</div>\r\nBecause Jessica works very hard for me and my clients and is available to me in a moments notice if I need her.\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">May 31, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica and her staff worked so hard in a very small time frame to meet our closing date. She was in constant contact with us to keep us updated every step of the way. If I had a question about anything, she would take t...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">May 7, 2018</span></span></div>\r\n</div>\r\nWorking with Luba, Christy, and Jessica was a wonderful experience. Always friendly and any questions we had were answered immediately.\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 30, 2018</span></span></div>\r\n</div>\r\nLUBA REILLY DID A GREAT JOB! THANKS AGAIN FROM JOE THE REALTOR\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 12, 2018</span></span></div>\r\n</div>\r\nThe application process was simple. My questions were answered promptly. I was kept informed along the way. Rates and fees were competitive\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 10, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica Kurutz and her team are the best loan team I have ever worked with. (and I was in the mortgage industry for nearly 30 yrs.) They communicate well, keep everyone inforrmed, have competative programs and pricing an...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n <li class=\"message\">\r\n<div class=\"clearfix comment-panel\">\r\n<div class=\"message-text\">\r\n<div class=\"row titlepanel\">\r\n<div class=\"col-xs-4 text-right smart-form\"><span class=\"text-muted pull-right\"><span class=\"s-timestamp\">Apr 3, 2018</span></span></div>\r\n</div>\r\n<span class=\"comments-stream-trimmed-comment\">Jessica Kurutz and Christy Owen Graham were a wonderful team! As I told them many, many times \"Those ladies rock!\" Closed in record time. They made things simple, easy and straightforward. Very responsive ...<a class=\"toggle-full-comment\" data-view=\"trim\"> >>> more</a></span>\r\n\r\n</div>\r\n</div></li>\r\n</ul>\r\n</div>\r\n<div>\r\n<div class=\"enscroll-track vertical-track\"></div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"no-data-message-container\">No More Data Available</div>\r\n</div>\r\n</div>\r\n</div>\r\n<footer class=\"well bg-color-white padding-10 clearfix copyright text-align-center\">© Copyright 2017. All Rights Reserved</footer></div>\r\n</div>','Testimonials','','inherit','closed','closed','','11-revision-v1','','','2018-08-10 23:12:21','2018-08-10 23:12:21','',11,'http://jessicakurutz.com/public_html/index.php/2018/08/10/11-revision-v1/',0,'revision','',0),(23,1,'2018-08-10 23:15:08','2018-08-10 23:15:08','[ninja_form id=1]','Contact','','inherit','closed','closed','','9-revision-v1','','','2018-08-10 23:15:08','2018-08-10 23:15:08','',9,'http://jessicakurutz.com/public_html/index.php/2018/08/10/9-revision-v1/',0,'revision','',0),(24,1,'2018-08-10 23:21:25','2018-08-10 23:21:25','{\"type\":\"content\",\"subtype\":\"\",\"preview\":\"https://themeco-design-cloud.s3.amazonaws.com/starter-pack/previews/content-about.jpg\",\"package_signature\":\"dc-starter-pack\",\"hidden\":false}','Starter: About','','tco-data','closed','closed','','starter-about','','','2018-08-10 23:21:25','2018-08-10 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Kurutz</h2>\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n\r\nWe understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.\r\n\r\nWith a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2>Imagine...</h2>\r\nA mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.\r\n<h2>Let Us Guide You Home.</h2>\r\nUnlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. 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Kurutz','','inherit','open','closed','','jkurutz','','','2018-08-15 12:11:00','2018-08-15 12:11:00','',13,'http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg',0,'attachment','image/jpeg',0),(117,2,'2018-08-15 12:11:10','2018-08-15 12:11:10','[full_width]\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n<img src=\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\" alt=\"Jessica A. Kurutz\" width=\"200\" height=\"250\" class=\"alignright size-full wp-image-116\" />\r\nWe understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.\r\n\r\nWith a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2>Imagine...</h2>\r\nA mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.\r\n<h2>Let Us Guide You Home.</h2>\r\nUnlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. 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Kurutz','','inherit','closed','closed','','13-revision-v1','','','2018-08-15 12:11:10','2018-08-15 12:11:10','',13,'http://jessicakurutz.com/public_html/13-revision-v1/',0,'revision','',0),(118,2,'2018-08-15 12:14:36','2018-08-15 12:14:36','[full_width]\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n<img src=\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\" alt=\"Jessica A. Kurutz\" width=\"200\" height=\"250\" class=\"alignright size-full wp-image-116\" />\r\n<p style=\"color:#000000; padding:10px;\">We understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.</p>\r\n\r\n<p style=\"color:#000000; padding:10px;\">With a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2 style=\"color:#000000; padding:10px;\">Imagine...</h2>\r\n<p style=\"color:#000000; padding:10px;\">A mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.</p>\r\n\r\n<h2 style=\"color:#000000; padding:10px;\">Let Us Guide You Home.</h2>\r\n<p style=\"color:#000000; padding:10px;\">Unlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.</p>\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/full_width]','About Jessica A. Kurutz','','inherit','closed','closed','','13-revision-v1','','','2018-08-15 12:14:36','2018-08-15 12:14:36','',13,'http://jessicakurutz.com/public_html/13-revision-v1/',0,'revision','',0),(119,2,'2018-08-15 12:15:07','2018-08-15 12:15:07','[full_width]\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n<img src=\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\" alt=\"Jessica A. Kurutz\" width=\"200\" height=\"250\" class=\"alignright size-full wp-image-116\" style=\"margin-right:20px;\" />\r\n<p style=\"color:#000000; padding:10px;\">We understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.</p>\r\n\r\n<p style=\"color:#000000; padding:10px;\">With a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2 style=\"color:#000000; padding:10px;\">Imagine...</h2>\r\n<p style=\"color:#000000; padding:10px;\">A mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.</p>\r\n\r\n<h2 style=\"color:#000000; padding:10px;\">Let Us Guide You Home.</h2>\r\n<p style=\"color:#000000; padding:10px;\">Unlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.</p>\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/full_width]','About Jessica A. 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][cs_element_text _id=\"6\" ][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=\"12\" ][cs_element_row _id=\"13\" ][cs_element_column _id=\"14\" ][cs_element_text _id=\"15\" ][/cs_element_column][cs_element_column _id=\"16\" ][cs_element_text _id=\"17\" ][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=\"22\" ][cs_element_row _id=\"23\" ][cs_element_column _id=\"24\" ][cs_element_text _id=\"25\" ][cs_element_button _id=\"26\" ][/cs_element_column][cs_element_column _id=\"27\" ][cs_element_text _id=\"28\" ][cs_element_button _id=\"29\" ][/cs_element_column][cs_element_column _id=\"30\" ][cs_element_text _id=\"31\" ][cs_element_button _id=\"32\" ][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=\"36\" ][cs_element_row _id=\"37\" ][cs_element_column _id=\"38\" ][cs_element_text _id=\"39\" ][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=\"45\" ][cs_element_row _id=\"46\" ][cs_element_column _id=\"47\" ][cs_element_text _id=\"48\" ][/cs_element_column][/cs_element_row][/cs_element_section][/cs_content]','Home','','inherit','closed','closed','','7-revision-v1','','','2018-08-16 01:34:49','2018-08-16 01:34:49','',7,'http://jessicakurutz.com/public_html/7-revision-v1/',0,'revision','',0),(139,2,'2018-08-16 02:04:50','2018-08-16 02:04:50','[cs_content][cs_element_section _id=\"1\" ][cs_element_row _id=\"2\" ][cs_element_column _id=\"3\" ][cs_element_text _id=\"4\" ][/cs_element_column][cs_element_column _id=\"5\" ] [/cs_element_column][/cs_element_row][/cs_element_section][/cs_content]','About Jessica A. Kurutz','','inherit','closed','closed','','13-revision-v1','','','2018-08-16 02:04:50','2018-08-16 02:04:50','',13,'http://jessicakurutz.com/public_html/13-revision-v1/',0,'revision','',0),(140,2,'2018-08-16 02:05:38','2018-08-16 02:05:38','[cs_content][cs_element_section _id=\"1\" ][cs_element_row _id=\"2\" ][cs_element_column _id=\"3\" ][cs_element_text _id=\"4\" ][/cs_element_column][cs_element_column _id=\"5\" ][cs_element_text _id=\"6\" ][/cs_element_column][/cs_element_row][/cs_element_section][/cs_content]','About Jessica A. Kurutz','','inherit','closed','closed','','13-revision-v1','','','2018-08-16 02:05:38','2018-08-16 02:05:38','',13,'http://jessicakurutz.com/public_html/13-revision-v1/',0,'revision','',0),(141,2,'2018-08-16 02:08:52','2018-08-16 02:08:52','[full_width]\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n<img src=\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\" alt=\"Jessica A. Kurutz\" width=\"200\" height=\"250\" class=\"alignright size-full wp-image-116\" />\r\n<p style=\"color:#000000; padding:10px;\">We understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.</p>\r\n\r\n<p style=\"color:#000000; padding:10px;\">With a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2 style=\"color:#000000; padding:10px;\">Imagine...</h2>\r\n<p style=\"color:#000000; padding:10px;\">A mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.</p>\r\n\r\n<h2 style=\"color:#000000; padding:10px;\">Let Us Guide You Home.</h2>\r\n<p style=\"color:#000000; padding:10px;\">Unlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.</p>\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/full_width]','About Jessica A. Kurutz','','inherit','closed','closed','','13-revision-v1','','','2018-08-16 02:08:52','2018-08-16 02:08:52','',13,'http://jessicakurutz.com/public_html/13-revision-v1/',0,'revision','',0),(142,2,'2018-08-16 02:10:56','2018-08-16 02:10:56','[full_width]\r\n<div title=\"Page 2\" style=\"padding:60px !important;\">\r\n<div>\r\n<div>\r\n<img src=\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\" alt=\"Jessica A. Kurutz\" width=\"200\" height=\"250\" class=\"alignright size-full wp-image-116\" />\r\n<p style=\"color:#000000; padding:10px;\">We understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.</p>\r\n\r\n<p style=\"color:#000000; padding:10px;\">With a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2 style=\"color:#000000; padding:10px;\">Imagine...</h2>\r\n<p style=\"color:#000000; padding:10px;\">A mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.</p>\r\n\r\n<h2 style=\"color:#000000; padding:10px;\">Let Us Guide You Home.</h2>\r\n<p style=\"color:#000000; padding:10px;\">Unlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.</p>\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n[/full_width]','About Jessica A. Kurutz','','inherit','closed','closed','','13-revision-v1','','','2018-08-16 02:10:56','2018-08-16 02:10:56','',13,'http://jessicakurutz.com/public_html/13-revision-v1/',0,'revision','',0),(143,2,'2018-08-16 02:13:11','2018-08-16 02:13:11','[full_width]\r\n<div style=\"margin:20px 30px 20px 30px !important; padding:60px !important;\">\r\n<!-- j! -->\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n<img src=\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\" alt=\"Jessica A. Kurutz\" width=\"200\" height=\"250\" class=\"alignright size-full wp-image-116\" />\r\n<p style=\"color:#000000; padding:10px;\">We understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.</p>\r\n\r\n<p style=\"color:#000000; padding:10px;\">With a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2 style=\"color:#000000; padding:10px;\">Imagine...</h2>\r\n<p style=\"color:#000000; padding:10px;\">A mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.</p>\r\n\r\n<h2 style=\"color:#000000; padding:10px;\">Let Us Guide You Home.</h2>\r\n<p style=\"color:#000000; padding:10px;\">Unlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.</p>\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<!-- j! -->\r\n</div>\r\n[/full_width]','About Jessica A. Kurutz','','inherit','closed','closed','','13-revision-v1','','','2018-08-16 02:13:11','2018-08-16 02:13:11','',13,'http://jessicakurutz.com/public_html/13-revision-v1/',0,'revision','',0),(144,2,'2018-08-16 02:13:59','2018-08-16 02:13:59','[full_width]\r\n<div style=\"margin:20px 30px 20px 30px !important; padding:60px !important;\">\r\n<!-- j! -->\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n<h4>About Jessica A. Kurutz</h4>\r\n<img src=\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\" alt=\"Jessica A. Kurutz\" width=\"200\" height=\"250\" class=\"alignright size-full wp-image-116\" />\r\n<p style=\"color:#000000; padding:10px;\">We understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.</p>\r\n\r\n<p style=\"color:#000000; padding:10px;\">With a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2 style=\"color:#000000; padding:10px;\">Imagine...</h2>\r\n<p style=\"color:#000000; padding:10px;\">A mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.</p>\r\n\r\n<h2 style=\"color:#000000; padding:10px;\">Let Us Guide You Home.</h2>\r\n<p style=\"color:#000000; padding:10px;\">Unlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.</p>\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<!-- j! -->\r\n</div>\r\n[/full_width]','About Jessica A. Kurutz','','inherit','closed','closed','','13-revision-v1','','','2018-08-16 02:13:59','2018-08-16 02:13:59','',13,'http://jessicakurutz.com/public_html/13-revision-v1/',0,'revision','',0),(145,2,'2018-08-16 02:14:35','2018-08-16 02:14:35','[full_width]\r\n<div style=\"padding:60px !important;\">\r\n<!-- j! -->\r\n<div title=\"Page 2\">\r\n<div>\r\n<div>\r\n<h4>About Jessica A. Kurutz</h4>\r\n<img src=\"http://jessicakurutz.com/public_html/wp-content/uploads/2018/08/jkurutz.jpg\" alt=\"Jessica A. Kurutz\" width=\"200\" height=\"250\" class=\"alignright size-full wp-image-116\" />\r\n<p style=\"color:#000000; padding:10px;\">We understand each customer has specific needs and here at Caliber Home Loans, we strive to deliver exceptional service and individual attention.</p>\r\n\r\n<p style=\"color:#000000; padding:10px;\">With a variety of loan programs, highly competitive pricing structure, cutting edge technology and our commitment to service and value, let Caliber Home Loans guide you through the home buying or refinancing process.</p>\r\n\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"sf_cols rest\">\r\n<div class=\"sf_colsOut \">\r\n<div id=\"dragLayoutsHere_TCD4ABD42032_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols page-content-holder bg-white\">\r\n<div class=\"sf_colsOut \" data-placeholder-label=\"Place Page Content Here\">\r\n<div id=\"dragLayoutsHere_TCD4ABD42046_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"sf_cols container\">\r\n<div class=\"sf_colsOut row\">\r\n<div id=\"dragLayoutsHere_C002_Col00\" class=\"sf_colsIn sf_1col_1in_100\">\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 text-center\"><img class=\"alignleft\" src=\"https://www.caliberhomeloans.com/images/default-source/z-global/las/lightbulb-on-white.png?sfvrsn=2\" alt=\"aboutLightbulb\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8\">\r\n<h2 style=\"color:#000000; padding:10px;\">Imagine...</h2>\r\n<p style=\"color:#000000; padding:10px;\">A mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.</p>\r\n\r\n<h2 style=\"color:#000000; padding:10px;\">Let Us Guide You Home.</h2>\r\n<p style=\"color:#000000; padding:10px;\">Unlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning.</p>\r\n<ul>\r\n <li>We offer a growing range of home loan and refinancing options. These include:\r\n<ul>\r\n <li>Loans insured by the FHA, VA and USDA</li>\r\n <li>Jumbo loans up to $3 million</li>\r\n <li>Financing for new builds, second homes and investment properties</li>\r\n</ul>\r\n</li>\r\n <li>Portfolio loan solutions for borrowers who require a non-traditional approach to home financing</li>\r\n <li>After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you.</li>\r\n</ul>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row common-margin\">\r\n<div class=\"col-xs-12 col-sm-6 col-md-4 col-md-push-8 text-center\"><img class=\"alignright\" src=\"https://www.caliberhomeloans.com/images/default-source/pages/about/aboutarrowhouse.png?sfvrsn=2\" alt=\"aboutArrowHouse\" width=\"362\" height=\"334\" /></div>\r\n<div class=\"col-xs-12 col-sm-6 col-md-8 col-md-pull-4\">\r\n<h2>More About Caliber Home Loans</h2>\r\nAfter several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. <a href=\"https://www.caliberhomeloans.com/about-us/history\">View History</a>\r\n\r\nSince many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.\r\n\r\nSo, from the very top, we’re equipped and committed to addressing your concerns, priorities and goals throughout the entire loan process … a commitment that resonates throughout all of Caliber.\r\n\r\nThe result? A lender who provides fulfilling, affordable home financing. Our current business rankings are proof of this, as we’ve grown to become a leading mortgage lender in just under three years**.\r\n\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<div class=\"\">\r\n<div class=\"container-fluid\">\r\n<div class=\"row\">\r\n<div class=\"col-sm-12\">* Some exclusions apply.\r\n** Sources: Inside Mortgage Finance, Mortgagestats.com.</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n</div>\r\n<!-- j! -->\r\n</div>\r\n[/full_width]','About Jessica A. 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Miss Fanny Jayne - The Pinup Database
Pin Up Group Name La'Rouge Rebelz PC
Short Bio I am Miss Fanny Jayne, Arizona girl born and raised, wife and mother of 2 beautiful kiddos. By day, I work in interior design specializing in residential remodel but outside of that my hobbies include hiking, paddle boarding and thrift shopping. I LOVE pinup and the pinup community. I volunteer and give back as much as I can. Thanks for taking the time to get to know me and thanks for the support 💋
Full Bio I am Miss Fanny Jayne, an Arizona native whose heart beats with the rhythm of retro glamour. By day, I have the privilege of channeling my creativity through my career of interior design, crafting unique spaces for clients across the valley. As a wife and mother of two, I love spending time with the fam while still pursuing my passion for pinup. My obsession for fashion shines through daily in my unique and eclectic vintage-inspired wardrobe. Beyond work, family and pageants, my hobbies include thrifting, anything outdoors and collecting tattoos. No matter the adventure, I try to live life to the absolute fullest.
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